B & M RETAIL LIMITED exhibits an average payment time of 35 days, with a strong majority of payments (63%) completed within 30 days. However, a significant portion (34%) extends into the 31-60 day window, indicating a consistent trend where about a third of invoices take longer to settle.
While the majority are prompt, the 11% late payment rate and 3% exceeding 60 days introduce a moderate level of unpredictability for individual invoices. This variability suggests suppliers should anticipate some invoices potentially falling outside the standard 30-day terms, impacting cash flow predictability.
Overall, B & M RETAIL LIMITED is a reasonably reliable payer, with most invoices processed efficiently. Suppliers should factor in the 34% chance of payments extending to 31-60 days and the 11% late payment rate when setting credit terms or managing cash flow expectations.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 30 Mar 2025 - 27 Sept 2025 | 29 Oct 2025 | 35 | 63% | 34% | 3% | 11% |
| 29 Sept 2024 - 29 Mar 2025 | 24 Apr 2025 | 35 | 66% | 30% | 4% | 13% |
| 31 Mar 2024 - 28 Sept 2024 | 28 Oct 2024 | 35 | 62% | 34% | 4% | 11% |
| 24 Sept 2023 - 30 Mar 2024 | 30 Apr 2024 | 36 | 61% | 35% | 4% | 14% |
| 26 Mar 2023 - 23 Sept 2023 | 24 Oct 2023 | 35 | 52% | 39% | 9% | 36% |
| 25 Sept 2022 - 25 Mar 2023 | 24 Apr 2023 | 38 | 37% | 48% | 15% | 11% |
| 27 Mar 2022 - 24 Sept 2022 | 21 Oct 2022 | 38 | 25% | 61% | 14% | 9% |
| 26 Sept 2021 - 26 Mar 2022 | 22 Apr 2022 | 45 | 20% | 61% | 19% | 17% |
| 28 Mar 2021 - 25 Sept 2021 | 22 Oct 2021 | 46 | 18% | 61% | 21% | 16% |
| 27 Sept 2020 - 27 Mar 2021 | 29 Apr 2021 | 44 | 16% | 67% | 18% | 15% |
| 29 Mar 2020 - 26 Sept 2020 | 26 Oct 2020 | 44 | 17% | 63% | 20% | 15% |
| 29 Sept 2019 - 28 Mar 2020 | 29 Apr 2020 | 44 | 20% | 60% | 20% | 21% |
| 31 Mar 2019 - 28 Sept 2019 | 28 Oct 2019 | 42 | 21% | 63% | 16% | 29% |
| 30 Sept 2018 - 30 Mar 2019 | 30 Apr 2019 | 43 | 22% | 60% | 18% | 29% |
| 01 Apr 2018 - 29 Sept 2018 | 30 Oct 2018 | 43 | 22% | 59% | 19% | 20% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
B&M's standard terms typically range between 7 and 60 days and are agreed dependent on the nature of the goods or service being supplied.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
90
Our general policy is to pay suppliers in accordance with the agreed supplier terms. Late payments generally arise as a result of invoice or purchase order discrepancies. Any disputes will be investigated by the finance team by working with both the business and the supplier to a swift resolution.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
B & M RETAIL LIMITED is an active private limited company operating within the retail sector. This organisation specialises in offering various goods to consumers.
The company was incorporated on 14 March 1978 and holds company number 01357507. Its registered office is located at The Vault Dakota Drive, Estuary Commerce Park, Speke, Liverpool, Merseyside, L24 8RJ.
Retail limited companies in the UK typically provide a broad range of consumer goods for direct purchase. This includes items such as food products, household essentials, garden supplies, and general merchandise. These organisations operate stores or online platforms to serve customers.