Check how any UK company
pays its bills.
A customer, a supplier — or your own company. See real payment track records from official government data, free.
Curious how your business looks? Get your free score from Xero, QuickBooks or Sage — read-only, and we never keep a copy of your accounts.
£26bn
owed to UK businesses in late payments right now
£17,000
average owed per affected business
38 a day
UK businesses close because of late payment
15%
of businesses avoid customers over payment behaviour
Source: Office of the Small Business Commissioner, late payments research.
How it works
Connect your accounts
Securely link Xero, QuickBooks or Sage in a couple of clicks. We only read your invoices and bills — nothing is changed, and your data stays private.
Get your score
We calculate your PaymentCheck score (0–100) from how promptly you actually pay your suppliers — straight from your own ledger.
Prove it & get paid
Publish a verified prompt-payer badge to win trust — and use your receivables view to chase whoever owes you.
Everything you need to manage how you pay — and get paid
PaymentCheck turns your accounting data into a trusted score, a public badge, and clear receivables — all free.
Your own payment score
Most UK businesses are too small to appear in the government payment-practice data. Connect your accounts and we'll calculate your PaymentCheck score from how you actually pay — no filings required.
Get your scoreSee who owes you
Your dashboard shows outstanding invoices, overdue totals and a cashflow view — sortable, with a per-client breakdown so you know exactly who to chase first, and a weekly email digest to stay on top of it.
Connect & view receivablesVerified prompt-payer badge
If you pay promptly, publish a verified badge on your website and a public profile page. It's backed by your real ledger data — proof, not a self-declaration — to win tenders and supplier trust.
See verified companiesWorks with Xero, QuickBooks & Sage
Connect whichever you use. We read your invoices and bills with a secure, read-only connection, keep your score up to date automatically, and never write anything back to your books.
Connect your softwareSend a late payment notice
Owed money right now? Send a formal late payment notice in 60 seconds — free, sent from notices@paymentcheck.co.uk. Your debtor knows their payment record is publicly tracked.
Know — and prove — how your business pays
Connect Xero, QuickBooks or Sage to get your PaymentCheck score from your own ledger, publish a verified “prompt payer” badge, and see exactly who owes you.
Read-only & private by default — we never keep a copy of your accounts.
Also useful
Connect Xero, QuickBooks or Sage for your free PaymentCheck score.
Calculate statutory interest and compensation you're owed.
See a company's payment track record before you invoice them.
Sector and regional payment benchmarks across the UK.