Get your verified PaymentCheck score
Only large companies are legally required to publish how they pay suppliers — so most businesses aren't in our public data. Connect your accounting software and we'll calculate your score from your own ledger: more accurate, and yours to publish.
STEP 1
Connect (read-only)
Securely connect Xero, QuickBooks or Sage. We only read your invoices — we never write to your account.
STEP 2
Get your score
We calculate your PaymentCheck score from how promptly you actually pay your suppliers — the same method as our public scores.
STEP 3
Publish your badge
Optionally publish a public PaymentCheck Verified profile + badge for your website — verified from your own ledger. Private by default — you choose.
Then put PaymentCheck on your invoices — and get paid faster
Late payment isn't a niggle — it's an epidemic:
£26bn
owed to UK businesses in late payments at any time
£17,000
average owed per affected business
86 hrs
of staff time a year chasing late payers
38/day
UK businesses close because of late payment
Source: Office of the Small Business Commissioner, late payments research.
Once connected, you get one line for your invoice template. It does three things:
- ✓Tells every client their payment behaviour is tracked — a visibly-tracked invoice moves up the payment pile.
- ✓Spells out what late payment legally costs them — statutory interest (Bank of England base rate + 8%) plus £40–£100 fixed compensation, automatic under UK law.
- ✓Works everywhere, forever — paste it once into Xero, QuickBooks or Sage and it's on every invoice you send.
“Late payments to my own business all but disappeared after I added it.”
Find your company
Search the Companies House register. If you're already in our public data you can get certified; if not, connect your accounting software to get your score.
…or just connect your accounting software
Choose your accounting software to get started. You'll sign in (or create a free account), then approve read-only access — that's it.
Read-only · we don't store your transactions · disconnect & delete any time.
We don’t keep a copy of your accounts.
Most tools copy your entire ledger and store it indefinitely. PaymentCheck doesn’t — we read your invoices live, only while you’re using the app, and clear them again straight after. All that’s kept between visits is your score (a single number) and an encrypted, read-only connection. There’s no copy of your books in our database to lose.
Private by default · We only read, never write · Delete any time
What we access
- Your sales invoices & supplier bills (amounts, dates, paid/unpaid)
- Your contacts’ names & emails (to label clients and prefill notices)
- Your company’s name & registration number (to match Companies House)
What we never do
- Create, edit or delete anything — we only read
- Keep a copy of your transactions — we fetch them live and clear them shortly after
- No access to your bank accounts or card details
- No payroll or employee data
- We never see your accounting login or password
How your data is handled
- What we fetch
- Only the invoices, bills and contacts above — fetched live when you open a page, nothing else in your accounts.
- Why
- To calculate your PaymentCheck score and show you who owes you.
- What we keep
- Only your score (a single number + a few aggregate figures) and an encrypted connection token. We do not keep a copy of your transactions — they’re fetched on demand and cleared again shortly after (within about an hour of use).
- Who can see it
- Only you. Nothing is published unless you choose to publish a verified badge.
- How long / deleting
- Your transactions are cleared automatically; your score + token are kept while you’re connected. Click Disconnect any time to delete everything we hold — and you can also revoke us directly from Xero or Intuit.
You approve access on your accounting provider’s own secure screen (Xero, Intuit or Sage) — we never see your password. Connection uses official OAuth and read-only data. See our Privacy Policy.