BRITISH UNITED PROVIDENT ASSOCIATION LIMITED(THE)

PaymentCheck Score 2025
72Fair
0.2vs last year
#2309 in UK
#48 in Healthcare And Wellbeing
#958 in London

Company Information

Company Number
00432511
Registered Address
1 Angel Court, London, United Kingdom, EC2R 7HJ
Status
Active
Employee Count
81,595
Turnover
£9,897,000,000
EBITDA
-£7,000,000

Additional Details

Company Type
Private company limited by guarantee without share capital
Incorporated On
3 April 1947
Nature of Business
86900 - Other human health activities
Industries
Healthcare And Wellbeing
Region
London

Time to Pay

Average Time to Pay
35 days
Shortest Period:45 days
Longest Period:75 days
Max Contractual:75 days

Payment Timeline

Within 30 Days
55%
31-60 Days
36%
After 60 Days
9%
Not Paid Within Terms7%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-07-25
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202525 Jul 20253555%36%9%7%
01 Jul 2024 - 31 Dec 202429 Jan 20253555%37%8%6%
01 Jan 2024 - 30 Jun 202426 Jul 20243553%39%8%6%
01 Jan 2022 - 30 Jun 202228 Jul 20223556%34%10%9%
01 Jul 2021 - 31 Dec 202128 Jan 20223851%40%9%12%
01 Jan 2021 - 30 Jun 202129 Jul 20213752%39%9%9%
01 Jan 2020 - 30 Jun 202027 Jul 20204846%36%18%18%
01 Jul 2019 - 31 Dec 201929 Jan 20204547%36%17%21%
01 Jan 2019 - 30 Jun 201930 Jul 20194642%41%17%20%
01 Jul 2018 - 31 Dec 201829 Jan 20196047%33%20%30%
01 Jan 2018 - 30 Jun 201827 Jul 20184353%30%17%28%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Our standard payment terms are to pay suppliers within 45 days from the end of the month in which we receive the relevant valid invoice from the supplier. We will always try to trade on these terms with all suppliers, except where there are material circumstances which may alter this standard approach.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

Bupa will extend more favourable terms of 30 day to SME, where requested.

Maximum contractual payment period agreed

75

Dispute Resolution Process

Bupa seeks an amicable resolution of any supplier invoice disputes or escalations (or any other disputes). Invoices should be sent to APinvoices@bupa.com with a valid purchase order (where applicable). Bupa’s standard terms and conditions can be found here (https://procurement.bupa.com/web/pdfs/uk_standard_terms__conditions_of_purchase.pdf) which contain full details. If the supplier has a dispute they wish to raise they should notify Bupa in writing setting out full details of the issue in dispute formally (and to contractnotices@bupa.com). The dispute will be assessed by Bupa’s Finance and Procurement management teams. Bupa will seek to resolve dispute within 15 business days. If the parties are unable to resolve the dispute within 15 business days (despite endeavouring to promptly resolve) they are free to initiate further proceedings (whether Alternative Dispute Resolution or court proceedings)

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

British United Provident Association Limited (Bupa) is a multinational healthcare company that provides a range of healthcare products and services to individuals and businesses. The company was founded in 1947 and is headquartered in London, England.

Bupa has a strong focus on sustainability and has implemented various initiatives to reduce its environmental impact. This includes reducing carbon emissions, promoting recycling and waste reduction, and increasing the use of renewable energy sources.

The company offers a wide range of health insurance products to individuals and businesses, including international health insurance, dental insurance, and travel insurance. Bupa also operates over 300 healthcare facilities, including hospitals, clinics, and care homes, in over 190 countries.

Key people at Bupa include Evelyn Bourke, the Group CEO, and Iñaki Ereño, the CEO of Bupa Europe & Latin America. The company has a team of over 84,000 employees worldwide, who work towards providing high-quality healthcare services to its customers.

Bupa's website (www.bupa.com) offers information on its products and services, as well as health and wellness resources for individuals and businesses. The registered office address for Bupa is Bupa Place, 102 The Quays, Salford Quays, Manchester, M50 3SP.

Financial Metrics

Cash
£1,403,000,000
Net Worth
£4,096,000,000
Total Current Assets
£8,359,000,000
Total Current Liabilities
£3,781,000,000

Company Location