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West Midlands Payment Practices Report 2025

•By PaymentCheck•Reports

West Midlands Payment Practices Punch Above UK Average, But Laggards Drag

The Numbers

  • Companies analysed: 310
  • Average PaymentCheck Score: 63.8/100
  • UK average: 50.0/100 (West Midlands is 13.8 points above)

What Stands Out

The West Midlands boasts a notably higher average PaymentCheck Score than the UK average, suggesting a generally healthier payment culture, but the large gap between the best and worst payers indicates significant disparities. That a single Sports company could have such a strong affect on the sector average should be noted.

Best Payers

The top performers in the West Midlands demonstrate a near-perfect commitment to prompt payments.

  1. I & A RESTAURANTS LTD - 100/100
  2. BRYT ENERGY LIMITED - 100/100
  3. CHARTER COURT FINANCIAL SERVICES LIMITED - 99.4/100
  4. EPYX LIMITED - 99.4/100
  5. HSBC UK BANK PLC - 98.9/100

Worst Payers

These companies are lagging significantly behind, potentially causing cash flow problems for their suppliers. It is important to note that many companies find themselves with late payments, and if your customers are struggling, use our late payment calculator to help them back on track.

  1. BAXI HEATING UK LIMITED - 16.6/100
  2. UNIQUE PUB PROPERTIES LIMITED - 17.3/100
  3. ZF AUTOMOTIVE UK LIMITED - 18/100
  4. GKN AEROSPACE SERVICES LIMITED - 20.3/100
  5. ARCONIC MANUFACTURING (GB) LIMITED - 22.8/100

Sector Breakdown

The sector data is difficult to read, due to the limited number of companies in each sector.

  • Sports: 91.3 avg (1 companies)
  • Marketing And Sales: 91.0 avg (1 companies)
  • Professional Services: 90.7 avg (3 companies)
  • Human Resources: 88.5 avg (4 companies)
  • Lifestyle And Entertainment: 88.3 avg (2 companies)

The West Midlands demonstrates a wide range of payment behaviours, with the best companies averaging 83.4 points higher than the worst companies' PaymentCheck Score.