CHARTER COURT FINANCIAL SERVICES LIMITED

Company Information

Company Number
06749498
Registered Address
2 Charter Court, Broadlands, Wolverhampton, West Midlands, WV10 6TD
Status
Active
Employee Count
0
Turnover
£465,000,000
EBITDA
£267,000,000

Additional Details

Company Type
Private limited Company
Incorporated On
14 November 2008
Nature of Business
64191 - Banks
Industries
Financial Services
Region
West Midlands

Time to Pay

Average Time to Pay
9 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
99%
31-60 Days
1%
After 60 Days
0%
Not Paid Within Terms1%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2025-07-31
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202531 Jul 2025999%1%0%1%
01 Jul 2024 - 31 Dec 202430 Jan 20251198%2%0%2%
01 Jan 2024 - 01 Jun 202415 Jul 2024999%1%0%1%
01 Jul 2023 - 31 Dec 202312 Jan 20248100%0%0%1%
01 Jan 2023 - 30 Jun 202313 Jul 2023999%1%0%1%
01 Jul 2022 - 31 Dec 202219 Jan 20238100%0%0%0%
01 Jan 2022 - 30 Jun 202228 Jul 20221099%1%0%2%
01 Jan 2021 - 30 Jun 202129 Jul 20211197%3%0%3%
01 Jan 2020 - 30 Jun 202029 Jul 20202082%17%1%23%
01 Jul 2019 - 31 Dec 201927 Jan 20201986%14%0%17%
01 Jan 2019 - 30 Jun 201926 Jul 20191792%7%1%12%
01 Jan 2018 - 30 Jun 201823 Jul 20182281%18%1%24%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

CCFS policy is to pay suppliers within the agreed credit terms. Minor payment delays may occur if the invoice is received after the payment run. Disputed amounts may also result in processing delays.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

Some suppliers stipulate ‘payment upon receipt’ (under specific circumstances) or accelerated payments. These are considered on a case by case basis and we honour requests in cases where there is a genuine business need.

Maximum contractual payment period agreed

30

Dispute Resolution Process

Any payment disputes are considered by the relevant department Head. Disputes aim to be resolved as soon as possible and are usually resolved within 7 days.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

Charter Court Financial Services Limited is a leading UK-based financial services company that specializes in residential and commercial mortgages

The company was founded in 2008 and has since grown to become one of the largest mortgage lenders in the UK.\n\nThe company offers a wide range of mortgage products and services, including buy-to-let mortgages, residential mortgages, and commercial mortgages

They also provide specialist lending solutions for complex and niche cases

The company prides itself on its fast and flexible approach to lending, making it a popular choice for borrowers.\n\nIn addition to its financial services, Charter Court Financial Services Limited is also committed to sustainability

The company has implemented a number of initiatives to reduce its environmental impact, including investing in energy-efficient technology and reducing waste

They also work closely with their suppliers to ensure sustainable practices throughout their supply chain.\n\nThe key people at Charter Court Financial Services Limited include CEO Ian Lonergan, who has over 30 years of experience in the financial services industry, and Chairman Paul Aitken, who has a wealth of experience in the mortgage market.\n\nThe company's registered office address is located at Charter Court, 50 Windsor Road, Slough, Berkshire, SL1 2EJ

Their website, www.chartercourtfs.co.uk, provides information on their products and services, as well as contact information for their customer service team

Charter Court Financial Services Limited is committed to providing excellent customer service and strives to make the mortgage process as smooth and efficient as possible for their clients

Financial Metrics

Cash
£0
Net Worth
£891,200,000
Total Current Assets
£20,700,000
Total Current Liabilities
£11,688,100,000

Company Location