Score of 97.53/100 qualifies for PaymentCheck Certification
Mosaic Partnership Trust demonstrates a strong and consistent payment pattern, with an average settlement time of just 13 days — well within standard net-30 terms. The overwhelming majority of payments (96%) are cleared within 30 days, indicating a well-managed accounts payable process with no signs of deterioration. The small residual volume in the 31–60 day (3%) and over-60-day (1%) brackets suggests isolated exceptions rather than a systemic trend toward slower payment behaviour.
With only 4% of payments classified as late, Mosaic Partnership Trust presents a low-volatility payment profile and a high degree of predictability for cash flow planning purposes. The concentration of payments within the sub-30-day window reduces exposure to extended credit risk, and the minimal over-60-day proportion (1%) suggests that even delayed payments are unlikely to become seriously overdue. Overall, the data points to a reliable counterparty with limited risk of payment disruption.
Mosaic Partnership Trust represents a low-risk customer and is well-suited for standard or favourable credit terms given its 13-day average payment speed and 96% on-time rate. Suppliers can engage with confidence, though it remains prudent to monitor the 4% late payment rate on an ongoing basis to detect any emerging shift in behaviour. No immediate risk mitigation measures are required, but routine invoice follow-up protocols should remain in place as a standard safeguard.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Sept 2025 - 28 Feb 2026 | 25 Mar 2026 | 13 | 96% | 3% | 1% | 4% |
| 01 Mar 2025 - 31 Aug 2025 | 18 Mar 2026 | 13 | 96% | 3% | 1% | 4% |
| 01 Sept 2024 - 28 Feb 2025 | 18 Mar 2026 | 14 | 96% | 4% | 0% | 4% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
We have our own standard terms, 30 day payment, but often agree to the supplier terms when they are set up. We run a weekly supplier BACS payment run and once the invoice has been approved, the payment will be made within 7 days of approval.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
Disputes are initially raised with either the person who raised the order or the Trust Finance Manager, involving the Chief Finance Officer as required. Timescales are dependent on the dispute in progress but contact is made with the supplier who is kept regularly informed and updated until resolved.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Mosaic Partnership Trust is a private limited company by guarantee without share capital, operating under the 'Limited' exemption. This structure is characteristic of non-profit and charitable organisations in the United Kingdom, indicating that the Trust operates for purposes beyond commercial profit, with members acting as guarantors rather than shareholders.
The company is registered in England and Wales under company number 15391314 and was incorporated on 5 January 2024. Its registered office is located at Parkwall Primary School, Earlstone Crescent, Barrs Court, Bristol, South Gloucestershire, BS30 8AA, placing it within the South West region of the United Kingdom.
Organisations of this type in the UK education sector typically operate as multi-academy trusts or school partnership bodies, working collaboratively across a group of schools to share resources, expertise, and governance structures. Such trusts are established to raise educational standards and provide strategic oversight across their member institutions.
The association of the Trust's registered address with Parkwall Primary School indicates a connection to the primary education sector in South Gloucestershire. As a company limited by guarantee, the Trust is governed by its members and operates with a focus on its stated charitable or educational objectives rather than the generation of profit.