Score of 88.52/100 qualifies for PaymentCheck Certification
LIFE EDUCATION TRUST demonstrates exceptionally fast payment performance, with an average settlement time of just 11 days, well ahead of standard 30-day terms. The vast majority of payments (96%) are completed within 30 days, with only a minimal 4% falling into the 31–60 day band and no payments exceeding 60 days. This pattern indicates a consistently prompt and disciplined payment culture with no evidence of deteriorating payment behaviour.
Payment reliability is very high, with a late payment rate of only 4%, all of which are confined to the 31–60 day window, representing a low-severity risk category. The absence of any payments beyond 60 days significantly reduces exposure to serious cash flow disruption for suppliers. Overall predictability is strong, and the minor proportion of late payments does not suggest systemic issues or financial stress.
LIFE EDUCATION TRUST presents a low-risk payment profile and can be considered a highly reliable trading partner based on available data. Suppliers can engage with confidence, with standard payment terms likely to be met without the need for additional credit controls or shortened payment windows. As a precautionary measure, suppliers may wish to monitor the 4% late payment segment on an invoice-by-invoice basis, though this is unlikely to warrant restrictive credit conditions.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Sept 2025 - 28 Feb 2026 | 30 Mar 2026 | 11 | 96% | 4% | 0% | 4% |
| 01 Mar 2025 - 31 Aug 2025 | 10 Oct 2025 | 26 | 80% | 20% | 0% | 0% |
| 01 Sept 2024 - 28 Feb 2025 | 13 Mar 2025 | 25 | 85% | 14% | 1% | 0% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Standard payment terms are 30 days
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
Disputes are solved via email or telephone initially. If there was still a disagreement we would involve Stone King, our lawyers
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
LIFE Education Trust is a multi-academy trust registered in England, operating schools across Essex and east London. It runs 13 schools, including primary schools and a secondary academy for girls, serving nearly 3,000 pupils with around 487 staff. The trust oversees governance, policies and support for its member schools, ranging from pre-primary and primary education through to general secondary education. Its schools include Benhurst Primary, Chappel Primary, Fordham Primary and the Frances Bardsley Academy for Girls, among others. The trust's registered office is hosted at one of its member academies. It describes its approach as centred on optimism, compassion and creativity across its network of schools.
Generated from the company's website and Companies House records. Sources: lifeeducationtrust.com