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© 2026 Payment Check Ltd

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Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchBlogAwards
Sectors›Waterways Travel›SAGA CRUISES LIMITED

SAGA CRUISES LIMITED

PaymentCheck Score 2025
82Good
↑ 1.6vs last year
#2074 in UK
#4 in Waterways Travel
#934 in London

Company Information

Company Number
03267858
Registered Address
3 Pancras Square, London, United Kingdom, N1C 4AG
Status
Active
Employee Count
124
Turnover
£235,382,000
EBITDA
£89,261,000

Additional Details

Website
https://SAGA.CO.UK
Company Type
Private limited Company
Incorporated On
24 October 1996
Nature of Business
50100 - Sea and coastal passenger water transport
Industries
Waterways Travel
Region
London
Eligible for Certification

Score of 81.5/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
26 days
Shortest Period:7 days
Longest Period:60 days
Max Contractual:60 days

Payment Timeline

Within 30 Days
77%
31-60 Days
19%
After 60 Days
4%
Not Paid Within Terms28%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-02-27
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Aug 2025 - 31 Jan 202627 Feb 20262677%19%4%28%
01 Feb 2025 - 31 Jul 202528 Aug 20252679%18%3%25%
01 Aug 2024 - 31 Jan 202527 Feb 20252775%20%5%28%
01 Feb 2024 - 31 Jul 202430 Aug 20242680%16%4%23%
01 Aug 2023 - 31 Jan 202429 Feb 20242676%19%5%28%
01 Aug 2022 - 31 Jan 202323 Feb 20232483%10%7%20%
01 Feb 2022 - 31 Jul 202218 Aug 20223882%11%7%33%
01 Aug 2021 - 31 Jan 202228 Feb 20221383%12%5%22%
01 Feb 2021 - 31 Jul 202123 Aug 20211195%3%2%5%
01 Aug 2020 - 31 Jan 202124 Feb 20211886%9%5%16%
01 Feb 2020 - 31 Jul 202027 Aug 20202486%13%1%16%
01 Aug 2019 - 31 Jan 202026 Feb 20201580%19%1%24%
01 Feb 2019 - 31 Jul 201929 Aug 20191093%7%0%8%
01 Aug 2018 - 31 Jan 201927 Feb 20191579%20%1%25%
01 Feb 2018 - 31 Jul 201830 Aug 20181576%23%1%28%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

30 day standard terms on receipt of invoice. Maximum payment terms of 60 days. There have been no changes to standard terms and it would be agreed with suppliers for any changes to their payment terms.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

60

Dispute Resolution Process

Supplier would contact Accounts Payable. It is possible that Saga Cruises Ltd have not received the invoice so a copy can be sent to resolve and paid as quickly as possible. If Saga Cruises Ltd have received the invoice but it hasn't yet been authorised, the authoriser will be contacted to understand why and potentially enter into dialogue with the supplier.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

SAGA CRUISES LIMITED is a British-based cruise line company that offers luxury cruises for mature travelers over the age of 50. The company was founded in 1996 and is headquartered in Folkestone, Kent.

The main focus of SAGA CRUISES LIMITED is to provide a unique and personalized experience for their customers. They offer a range of cruise packages to various destinations, including Europe, the Mediterranean, the Caribbean, and the Norwegian Fjords. Their ships are designed with comfort and luxury in mind, offering spacious cabins, fine dining options, and onboard entertainment.

Apart from their cruise services, SAGA CRUISES LIMITED also has a strong sustainability program in place. They are committed to reducing their environmental impact and have implemented various measures to achieve this, such as using energy-efficient systems, reducing waste, and implementing recycling programs. They also support local communities and work towards preserving the destinations they visit.

The key people responsible for the success of SAGA CRUISES LIMITED include CEO Robin Shaw and Chairman Patrick O'Sullivan. They both bring extensive experience in the travel and hospitality industry and are dedicated to providing exceptional service to their customers.

For more information on SAGA CRUISES LIMITED, their services, and sustainability efforts, visit their website at www.saga.co.uk/cruises. Their registered office address is at Enbrook Park, Sandgate, Folkestone, Kent, CT20 3SE, United Kingdom.

Financial Metrics

Cash
£4,526,000
Net Worth
-£295,536,000
Total Current Assets
£144,044,000
Total Current Liabilities
£172,741,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell