BANCON DEVELOPMENTS HOLDINGS LIMITED averages 44 days to pay, which sits 47% beyond standard 30-day terms and signals a consistent pattern of extended payment cycles. The bulk of payments (49%) fall in the 31–60 day band, indicating that late payment is not an exception but a structural norm for this company. With only 29% of invoices settled within terms, suppliers should not plan cash flow around on-time receipt.
The 22% of payments exceeding 60 days introduces meaningful tail risk, as more than one in five invoices may extend well beyond the already-delayed average. However, the concentration in the 31–60 day bracket suggests payment behaviour is relatively clustered and somewhat predictable, rather than erratic. The 11% formally late payment rate indicates that while delays are common, outright default or dispute-driven holds are less frequent.
BANCON DEVELOPMENTS HOLDINGS LIMITED presents a moderate-to-elevated payment risk profile, suitable for continued supply only with adjusted credit terms and proactive invoice management. Suppliers should consider shortening credit periods to net 14 or net 21 days to account for the habitual 44-day average, or negotiate early payment discounts to incentivise faster settlement. Implementing invoice tracking with escalation triggers at 35 days would help mitigate exposure from the 22% of payments that drift beyond 60 days.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Mar 2026 | 30 Apr 2026 | 44 | 29% | 49% | 22% | 11% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
The payment terms adopted are for invoices to be settled in the end of month payment run following the month of the invoice. E.g. April invoice will be paid in the May end of month payment run which is paid to the supplier at the start of June. Alternative payment arrangement can be agreed between the supplier and the company but do not generally exceed 60 days.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Disputed invoices will be communicated with the supplier through the appropriate department or individual involved. This will be investigated and resolved by the appropriate department and resolved in a timely manner. In respect of subcontractors, our commercial team will resolve the dispute directly with the subcontractor. Complaints from suppliers or subcontractors about payment are dealt with on an individual basis, these can be escalated to the finance director or managing director as appropriate.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Bancon Developments Holdings Limited is a private limited company operating within the property development sector in Scotland. As a holdings company, it serves as the parent entity within a corporate group structure, overseeing and managing subsidiary companies engaged in development activities.
The company was incorporated on 27 February 2003 and is registered in Scotland under company number SC244691. Its registered office is located at Burnett House, Burn O'Bennie Road, Banchory, Aberdeenshire, AB31 5ZU, placing it within the Deeside area of northeast Scotland. The company maintains an active status on the Companies House register.
Holdings companies of this nature in the UK market operate by holding controlling interests in subsidiary businesses, providing a consolidated group structure for governance and strategic oversight. In the property development sector, such group structures typically bring together entities involved in land acquisition, residential and commercial construction, and related development activities.