LUDDON CONSTRUCTION LIMITED maintains an average payment time of 45 days, placing the majority of transactions firmly within the 31-60 day window, which accounts for 82% of all payments. Only 10% of invoices are settled within the preferred 30-day period, indicating a consistent pattern of extended payment cycles rather than prompt settlement. The 8% of payments exceeding 60 days suggests that while most payments eventually resolve within a moderate timeframe, a small but notable portion extends significantly beyond standard terms.
The concentrated 82% distribution in the 31-60 day band indicates a relatively predictable payment pattern, meaning suppliers can forecast cash flow with reasonable confidence around a 45-day expectation. However, a 27% late payment rate represents a significant reliability concern, signalling that over one in four invoices is not settled in accordance with agreed terms. This combination of moderate predictability and elevated late payment frequency introduces meaningful cash flow risk, particularly for suppliers operating on tighter liquidity margins.
LUDDON CONSTRUCTION LIMITED presents a moderate-to-elevated payment risk profile, suitable for engagement provided suppliers adjust their cash flow planning to accommodate a realistic 45-day payment cycle rather than standard 30-day terms. The 27% late payment rate is the primary concern and warrants proactive credit management, including clear contractual payment terms, early invoice submission, and regular follow-up at the 30-day mark. Suppliers should consider incorporating late payment clauses or credit insurance to mitigate exposure before committing to high-value or ongoing contracts.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Sept 2025 - 28 Feb 2026 | 26 Mar 2026 | 45 | 10% | 82% | 8% | 27% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
35 days from end of month
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Luddon Construction are committed to dealing with our suppliers in a fair and professional manner. We aim to create close relationships with our suppliers which enables us to deal with any disputes quickly and effectively. Supplier payment disputes are dealt with initially by the Purchase Ledger department and the Buying department. If the dispute cannot be resolved it is then escalated to the Financial Controller and the Procurement Manager. If the dispute is still not resolved it is escalated to a Director. Subcontract payment disputes are dealt with initially by the Quantity Surveyor for the project. If the dispute cannot be resolved it is then escalated to the Divisional Quantity Surveyor. If the dispute is still not resolved it is escalated to the Commercial Director. In severe cases when the dispute cannot be resolved as described above, the case will be escalated to be resolved using methods such as adjudication & arbitration.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Luddon Construction Limited is a private limited company operating within the construction sector in the United Kingdom. As indicated by its name, the company is engaged in construction-related activities, delivering built environment solutions to its clients.
The company is registered in Scotland under company number SC057943 and has its registered office at Balmore House, 1497 Balmore Road, Glasgow, G23 5HD. Incorporated on 17 June 1975, Luddon Construction Limited has been an active presence in the industry for nearly five decades.
Construction companies of this type in the UK market typically provide a range of services including civil engineering, building works, infrastructure development, and site preparation. Such organisations serve clients across sectors including public, commercial, and residential, undertaking projects that span new builds, refurbishments, and infrastructure schemes.
With its long-established history and active status, Luddon Construction Limited represents an experienced operator within the Scottish and wider UK construction industry.