J.W. Filshill Limited demonstrates a near-standard payment cycle with an average of 33 days, sitting just slightly beyond the 30-day benchmark. The majority of payments (54%) are settled within 30 days, while a significant secondary cluster (44%) falls within the 31-60 day window, suggesting a consistent pattern of slight delays rather than any acute deterioration in payment behaviour. The minimal exposure beyond 60 days (2%) indicates no meaningful trend toward extended or problematic payment timelines.
The payment profile is relatively predictable, with 98% of all invoices resolved within 60 days, providing suppliers with a reliable collection window to plan cash flow around. However, the 11% late payment rate introduces a moderate level of unpredictability, meaning roughly 1 in 9 invoices will miss agreed terms and require follow-up. The concentration of payments in the 31-60 day band suggests that standard credit terms of 30 days are routinely stretched, which suppliers should factor into their receivables planning.
J.W. Filshill Limited presents a low-to-moderate risk profile overall, making them a workable trading partner for most suppliers, provided payment terms and expectations are clearly managed. The 11% late payment rate warrants attention, and suppliers should consider implementing proactive reminders ahead of invoice due dates to reduce the likelihood of terms being exceeded. Setting internal credit terms at 45 days or applying modest early payment incentives could help align actual behaviour with contractual expectations and reduce collection effort.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Feb 2025 - 31 Jul 2025 | 26 Nov 2025 | 33 | 54% | 44% | 2% | 11% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
30 days from end of month
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
61
Verbal and email contact with supplier account management and finance teams
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
J.W. Filshill Limited is a private limited company registered in Scotland. The company operates under the Filshill name, which is a well-established trading identity in the Scottish business community.
The company is registered with Companies House under registration number SC019246 and maintains its registered office at Unit 1 Westway Business Park, 35 Porterfield Road, Renfrew, Scotland, PA4 8DJ. Incorporated on 31 July 1936, J.W. Filshill Limited has operated as an active business entity for nearly nine decades.
As a private limited company based in Scotland, J.W. Filshill Limited operates with the structural protections and legal framework afforded to limited companies under UK company law. This structure provides the organisation with a distinct legal identity separate from its shareholders and directors.
With its registered presence in Renfrew, the company is situated within the wider Glasgow and Renfrewshire business region, an area with strong commercial and industrial activity in the west of Scotland.