Score of 82.3/100 qualifies for PaymentCheck Certification
Polar Capital LLP demonstrates a relatively strong average payment time of 19 days, well within standard 30-day terms, suggesting a generally prompt payment culture. However, the 18% late payment rate indicates a meaningful portion of invoices are not being settled on time, which warrants attention. The 10% of payments exceeding 60 days is a particular concern, as this tail risk can create significant cash flow disruption for suppliers.
While 82% of payments are made within 30 days, the remaining 18% spread across late categories reveals an inconsistent payment pattern that introduces unpredictability into cash flow forecasting. The 10% over-60-day bucket is disproportionately high relative to the otherwise strong average, suggesting occasional systemic delays or disputed invoices rather than routine slowness. This inconsistency makes Polar Capital LLP a moderately volatile payer despite their favorable average payment speed.
Polar Capital LLP presents a mixed risk profile: broadly acceptable for most suppliers given the 19-day average, but the 10% over-60-day exposure justifies proactive credit controls. Suppliers should consider implementing clear payment terms, early escalation procedures for overdue invoices, and potentially credit limits aligned with their own cash flow tolerance. Setting a formal follow-up trigger at day 35 would help capture at-risk invoices before they migrate into the problematic 60-day-plus category.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Mar 2026 | 29 Apr 2026 | 19 | 82% | 8% | 10% | 18% |
| 01 Oct 2024 - 31 Mar 2025 | 30 Oct 2025 | 39 | 88% | 3% | 9% | 12% |
| 01 Apr 2024 - 30 Sept 2024 | 30 Oct 2025 | 29 | 88% | 3% | 9% | 12% |
| 01 Oct 2023 - 31 Mar 2024 | 30 Oct 2025 | 16 | 99% | 1% | 0% | 1% |
| 01 Apr 2023 - 30 Sept 2023 | 30 Oct 2025 | 14 | 99% | 1% | 0% | 1% |
| 01 Oct 2022 - 31 Mar 2023 | 30 Oct 2025 | 26 | 99% | 1% | 0% | 1% |
| 01 Apr 2022 - 30 Sept 2022 | 30 Oct 2025 | 23 | 99% | 1% | 0% | 1% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
n/a
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
n/a
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Polar Capital LLP is a limited liability partnership operating in the financial services sector under the Polar Capital brand. As a London-based LLP, the organisation operates within a flexible business structure commonly used by professional services and investment management firms in the United Kingdom.
The company is registered in England and Wales under company number OC314700 and holds active status with Companies House. Polar Capital LLP was incorporated on 15 August 2005 and maintains its registered office at 16 Palace Street, London, SW1E 5JD.
Limited liability partnerships in the UK financial services sector typically provide investment management, asset management, and related advisory services to institutional and private clients. Such organisations operate under the regulatory framework governing financial services in the United Kingdom, delivering specialist portfolio and fund management expertise.
As an active LLP based in central London, Polar Capital LLP forms part of the capital's established financial and professional services community. London's position as a leading global financial centre provides the operational context within which the firm conducts its business activities.