Score of 92.2/100 qualifies for PaymentCheck Certification
INFINITY UK BORROWER 1 LIMITED demonstrates a strong overall payment profile, with 87% of invoices settled within 30 days and an average payment time of just 14 days, well ahead of standard net-30 terms. The remaining 13% of payments fall within the 31–60 day band, with no recorded instances of payment exceeding 60 days, suggesting a consistently managed accounts payable process. This distribution indicates a stable and largely prompt payment pattern with no evidence of deteriorating payment behaviour.
The company presents a low-to-moderate risk profile; the 13% late payment rate is the primary concern, though all late payments are contained within the 31–60 day window, limiting exposure to extended delays. The complete absence of payments beyond 60 days significantly reduces the risk of serious cash flow disruption for suppliers. Predictability is reasonably high, meaning suppliers can plan receivables with a degree of confidence, though a small buffer should be accounted for in cash flow forecasting.
INFINITY UK BORROWER 1 LIMITED represents a low-risk trading partner, suitable for standard credit terms, with the 14-day average payment time reflecting a genuinely prompt payer in practice. Suppliers should be aware of the 13% late payment rate and may consider setting contractual payment terms at net-30 to accommodate occasional slippage without operational impact. As a risk mitigation measure, monitoring payment performance on an ongoing basis and issuing proactive payment reminders at the 25-day mark is advisable to maintain the current positive trajectory.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2024 - 31 Mar 2025 | 30 Apr 2025 | 14 | 87% | 13% | 0% | 13% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
30 days from receipt of a valid invoice. In some circumstances Macquarie may agree to an alternative payment terms with a supplier based on a specific project, transaction, series of transactions or criticality.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
Intercompany charges relating to the provision of back office services are settled immediately via intercompany funding hubs. As such, data relating to these charges has been excluded so as to accurately represent Macquarie’s payment practices.
Maximum contractual payment period agreed
30
Suppliers may raise queries directly with their Macquarie business contact or alternatively with the dedicated procurement support team referred to on Macquarie’s Supplier Portal – https://www.macquarie.com/uk/en/about/suppliers.html
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
INFINITY UK BORROWER 1 LIMITED is an active private limited company, incorporated on 26 July 2022, based in the London region. Registered business activity: Financial intermediation not elsewhere classified.
From Companies House records.