Score of 89.1/100 qualifies for PaymentCheck Certification
TRIODOS BANK UK LIMITED demonstrates strong payment performance with an average settlement time of 18 days, well within standard 30-day terms. The majority of payments (87%) are completed within 30 days, indicating a consistent and disciplined payment culture. The relatively small proportion of delayed payments suggests a stable and reliable payment trajectory.
With 13% of payments classified as late, there is a modest but notable degree of payment unpredictability that suppliers should account for in cash flow planning. The 11% falling in the 31-60 day bracket represents manageable short-term delays, while the 2% exceeding 60 days indicates only isolated instances of significant payment slippage. Overall variability is low, making payment behaviour largely predictable, though not entirely without risk.
TRIODOS BANK UK LIMITED presents a low-to-moderate payment risk profile and can be considered a reliable commercial partner for most supplier arrangements. Suppliers should nonetheless build a small buffer into cash flow forecasts to account for the 13% late payment rate. As a risk mitigation measure, suppliers working on higher-value contracts may wish to negotiate clearly defined payment terms and include overdue payment clauses to protect against the minority of delayed settlements.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 30 Jan 2026 | 18 | 87% | 11% | 2% | 13% |
| 01 Jan 2025 - 30 Jun 2025 | 30 Jul 2025 | 20 | 83% | 13% | 4% | 17% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
30 days after receipt of a correct, undisputed, provided and properly due VAT invoice.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
N/A
Maximum contractual payment period agreed
30
Per individual contract no default
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Triodos Bank UK Limited is a private limited company operating within the UK banking sector. The organisation functions as a bank, providing financial services to customers across the United Kingdom under the Triodos brand.
The company is registered in England and Wales under company number 11379025 and holds active status on the Companies House register. Incorporated on 23 May 2018, the business is based in the South West of England, with its registered office located at Deanery Road, Bristol, BS1 5AS.
As a UK bank, Triodos Bank UK Limited operates within the regulated financial services industry, subject to oversight by the relevant UK financial authorities. Banks of this type provide services including current and savings accounts, lending facilities, and related financial products to personal and business customers.
The Bristol base places the company within one of the UK's established financial and commercial centres, supporting its operations as a registered banking entity serving the wider UK market.