Score of 98.65/100 qualifies for PaymentCheck Certification
PINE WALK CAPITAL LIMITED demonstrates exceptionally fast payment performance, with an average settlement time of just 5 days, well below standard 30-day terms. The overwhelming majority of payments (98%) are completed within 30 days, with only a marginal 2% falling into the 31-60 day bracket and zero payments exceeding 60 days. This distribution indicates a consistently strong and prompt payment pattern with no signs of deterioration.
With a late payment rate of just 1%, PINE WALK CAPITAL LIMITED presents an extremely low-risk and highly predictable payment profile. The near-total absence of delayed payments suggests robust internal payment processes and strong cash flow management, minimising the likelihood of unexpected settlement disruptions. The negligible 2% in the 31-60 day band represents only minor, likely isolated variance rather than any systemic reliability concern.
PINE WALK CAPITAL LIMITED represents a very low credit risk and is a highly favourable counterparty for suppliers, warranting standard or even preferential trading terms. The combination of a 5-day average payment time and 99% on-time payment rate removes the need for stringent credit controls or protective payment conditions. Suppliers can confidently engage with this company with minimal need for credit insurance or invoice factoring as risk mitigation tools.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 30 Jan 2026 | 5 | 98% | 2% | 0% | 1% |
| 01 Jan 2025 - 30 Jun 2025 | 30 Jul 2025 | 5 | 97% | 2% | 1% | 2% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Standard payment terms for most suppliers of 30 days is used
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
45
All disputes should be addressed to the company in writing. The business aims to resolve any dispute within 14 days.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Pine Walk Capital Limited operates as an MGA platform, providing capital, funding and back office infrastructure to underwriting teams so they can create, build and run managing general agent businesses. Its support spans operational management, credit control and financial administration, sourcing of insurance carriers and binding authorities, compliance and regulatory permissions across the UK and EEA, IT and claims systems, and statutory, tax and insurance reporting. The company is linked to The Fidelis Partnership, which sponsors select MGAs backed by Pine Walk. Registered in London with a SIC code for non-life insurance, it forms part of a wider specialty insurance and reinsurance group rather than acting as a direct insurer itself.
Generated from the company's website and Companies House records. Sources: pinewalkcapital.com · pinewalkcapital.com