Score of 95.2/100 qualifies for PaymentCheck Certification
KELTBRAY GROUP LIMITED carries an average payment time of 45 days, which exceeds the standard 30-day benchmark and indicates a consistent pattern of extended payment cycles. The majority of payments (52%) are settled within 30 days, however a substantial 40% fall within the 31–60 day window, suggesting that slower payments are a routine occurrence rather than an exception. The 8% of payments exceeding 60 days, while relatively modest, confirms that a small but notable portion of invoices experience significant delays.
Payment behaviour shows moderate predictability, with 92% of payments settled within 60 days, providing suppliers with a reasonable expectation of when funds will arrive. However, the spread across multiple payment bands — particularly the heavy 40% concentration in the 31–60 day bracket — introduces cash flow planning challenges for suppliers operating on tighter margins. The 8% late payment rate aligns directly with the over-60-day share, indicating that when payments do slip, they are formally classified as late, which adds a degree of contractual and financial risk.
KELTBRAY GROUP LIMITED presents a moderate payment risk profile; workable for suppliers with sufficient liquidity, but potentially strained for those dependent on prompt 30-day settlement cycles. Suppliers should price contracts to account for an effective average payment horizon of 45 days and consider including clear payment terms with late payment interest clauses as a risk mitigation measure. Requesting upfront deposits or milestone-based payment structures on larger contracts would further reduce exposure to the observed payment delays.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Nov 2025 - 30 Apr 2026 | 29 May 2026 | 45 | 52% | 40% | 8% | 8% |
| 01 Nov 2024 - 30 Apr 2025 | 02 Jun 2025 | 15 | 88% | 12% | 0% | 0% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
45 days end of invoice month.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
The commercial team with meet with Subcontractors regarding disputes and come to a mutual agreement.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Keltbray Group Limited is a private limited company registered in England, incorporated in 2015. Its registered SIC classification is for the activities of construction holding companies, indicating it functions as a holding entity within a wider group operating in the construction sector. The company itself does not appear to trade directly but sits at group level, with its registered office in Surrey. Companies House records show multiple current and former directors and standard filing obligations, but no further detail on specific projects or services is provided in the available evidence. As a holding company, its role is to hold interests in operating subsidiaries engaged in construction-related activity.
Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk