| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Mar 2026 | 27 Apr 2026 | 19 | 82% | 15% | 3% | 39% |
| 01 Apr 2025 - 30 Sept 2025 | 30 Oct 2025 | 27 | 68% | 29% | 3% | 40% |
| 01 Oct 2024 - 31 Mar 2025 | 28 Apr 2025 | 30 | 73% | 21% | 6% | 32% |
| 01 Apr 2024 - 30 Sept 2024 | 16 Oct 2024 | 29 | 73% | 19% | 8% | 23% |
| 01 Oct 2023 - 31 Mar 2024 | 29 Apr 2024 | 25 | 76% | 18% | 6% | 25% |
| 01 Apr 2023 - 30 Sept 2023 | 18 Oct 2023 | 25 | 78% | 18% | 4% | 26% |
| 01 Oct 2022 - 31 Mar 2023 | 27 Apr 2023 | 22 | 80% | 16% | 4% | 26% |
| 01 Apr 2022 - 30 Sept 2022 | 27 Oct 2022 | 29 | 72% | 19% | 9% | 27% |
| 01 Oct 2021 - 31 Mar 2022 | 28 Apr 2022 | 17 | 88% | 7% | 5% | 24% |
| 01 Apr 2021 - 30 Sept 2021 | 28 Oct 2021 | 24 | 75% | 18% | 7% | 42% |
| 01 Oct 2020 - 31 Mar 2021 | 26 Apr 2021 | 20 | 80% | 15% | 5% | 34% |
| 01 Oct 2019 - 31 Mar 2020 | 30 Apr 2020 | 13 | 89% | 8% | 3% | 14% |
| 01 Apr 2019 - 30 Sept 2019 | 16 Oct 2019 | 13 | 86% | 11% | 3% | 27% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
30 days from date of receipt of a valid invoice
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
For general PO or payment queries, e-mail should be sent to accounts@atombank.co.uk or a message to the ask-accounts slack channel. In the first instance the supplier relationship manager will contact the supplier with the intention of arriving at a satisfactory resolution. Payment is withheld during the period of dispute, with the supplier being notified of this fact. Where more significant disputes occur, these are resolved in accordance with the process outlined in the individual supplier contracts.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Atom Bank PLC is a UK-based digital bank that offers a range of banking products and services. The bank was founded in 2014 and is headquartered in Durham, UK.
One of the key activities of Atom Bank PLC is providing digital banking services, such as current and savings accounts, mortgages, and personal loans, all accessible through their mobile app. They also offer business loans and support services for small and medium-sized enterprises.
In terms of sustainability, Atom Bank PLC is committed to reducing their environmental impact and promoting sustainable practices. They have implemented a number of initiatives, such as reducing their carbon footprint, using renewable energy sources, and promoting eco-friendly options for their customers.
The bank's key people include Mark Mullen, the CEO, and Edward Twiddy, the Chief Operations and Innovation Officer. They have a dedicated team of professionals who are passionate about digital banking and providing excellent customer service.
To contact Atom Bank PLC, customers can visit their website at www.atombank.co.uk, where they can find information about their products and services, as well as manage their accounts. Their registered office address is The Rivergreen Centre, Aykley Heads, Durham, DH1 5TS, UK.
In summary, Atom Bank PLC is a digital bank that offers a range of banking products and services, with a focus on sustainability. Their dedicated team and innovative approach make them a leading player in the digital banking industry in the UK.
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