CASTLE TRUST CAPITAL PLC

PaymentCheck Score 2025
92Excellent
1.1vs last year
#728 in UK
#148 in Financial Services
#352 in London

Company Information

Company Number
07454474
Registered Address
10 Norwich Street, London, EC4A 1BD
Status
Active
Employee Count
205
Turnover
£56,965,000
EBITDA
£12,365,000

Additional Details

Company Type
Public limited Company
Incorporated On
29 November 2010
Nature of Business
64191 - Banks
64922 - Activities of mortgage finance companies
Industries
Financial Services
Region
London

Time to Pay

Average Time to Pay
24 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
87%
31-60 Days
10%
After 60 Days
3%
Not Paid Within Terms0%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-04-11
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
07 Apr 2025 - 30 Sept 202515 Oct 20252692%7%1%0%
01 Oct 2024 - 31 Mar 202511 Apr 20252487%10%3%0%
01 Oct 2023 - 31 Mar 202410 Apr 20241791%6%3%0%
01 Apr 2023 - 30 Sept 202318 Oct 20231693%6%2%0%
01 Apr 2022 - 30 Sept 202219 Oct 20221891%7%2%0%
01 Apr 2021 - 30 Sept 202127 Oct 20211594%3%3%6%
01 Oct 2020 - 31 Mar 202122 Apr 20211495%4%1%5%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

The most frequently used payment terms for qualifying contract is 30 Days

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

N/A

Maximum contractual payment period agreed

30

Dispute Resolution Process

All disputes are handled by the supplier management team and head of department. They will discuss issues, if any with the supplier to ensure the dispute is resolved.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

CASTLE TRUST CAPITAL PLC is a UK-based financial services company that specializes in providing innovative mortgage and savings products. The company was founded in 2012 and is headquartered in London.

Sustainability is a key focus for CASTLE TRUST CAPITAL PLC, and they have implemented various initiatives to reduce their environmental impact. They have a sustainability program in place that includes reducing their carbon footprint, promoting sustainable building practices, and supporting renewable energy projects.

The company offers a range of mortgage products, including residential and buy-to-let mortgages, as well as savings products such as ISAs and bonds. They also provide investment opportunities through their Castle Trust Capital Investments division.

The key people at CASTLE TRUST CAPITAL PLC include CEO Sean Oldfield, who has over 30 years of experience in the financial services industry, and Chairman Martin Bischoff, who has a background in private equity and investment banking.

Their website address is www.castletrust.co.uk, where customers can access information about their products and services, as well as their sustainability efforts. Their registered office address is 10 Norwich Street, London, EC4A 1BD.

Overall, CASTLE TRUST CAPITAL PLC is a reputable financial services company that is committed to sustainability and offering innovative products to its customers.

Financial Metrics

Cash
£143,706,000
Net Worth
£89,275,000
Total Current Assets
£803,521,000
Total Current Liabilities
£733,595,000

Company Location