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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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  • Methodology
  • 2025 Awards
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  • 2021 Awards
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Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchBlogAwards
Sectors›Financial Services›WISE PAYMENTS LIMITED

WISE PAYMENTS LIMITED

PaymentCheck Score 2025
75Fair
↓ 1.1vs last year
#2127 in UK
#368 in Financial Services
#908 in London

Company Information

Company Number
07209813
Registered Address
6th Floor, Tea Building, 56 Shoreditch High Street, London, England, E1 6JJ
Status
Active
Employee Count
4,095
Turnover
£1,234,800,000
EBITDA
£561,700,000

Additional Details

Website
https://wise.com/
Company Type
Private limited Company
Incorporated On
31 March 2010
Nature of Business
64999 - Financial intermediation not elsewhere classified
Industries
Financial Services, Software
Region
London

Time to Pay

Average Time to Pay
20 days
Shortest Period:0 days
Longest Period:0 days
Max Contractual:90 days

Payment Timeline

Within 30 Days
76%
31-60 Days
19%
After 60 Days
5%
Not Paid Within Terms50%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2026-04-28
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2025 - 31 Mar 202628 Apr 20262076%19%5%50%
01 Apr 2025 - 30 Sept 202531 Oct 20252072%22%6%59%
01 Oct 2024 - 31 Mar 202525 Apr 20251973%24%3%56%
01 Apr 2024 - 30 Sept 202409 Oct 20242181%15%4%37%
01 Oct 2023 - 31 Mar 202430 Apr 20242186%10%4%33%
01 Apr 2023 - 30 Sept 202312 Oct 20232082%13%5%39%
01 Oct 2022 - 31 Mar 202328 Apr 20232084%12%4%36%
01 Apr 2022 - 30 Sept 202228 Jul 20232783%13%4%35%
01 Oct 2021 - 30 Mar 202228 Jul 20232982%12%6%33%
01 Apr 2021 - 30 Sept 202128 Jul 20232485%14%1%25%
01 Oct 2020 - 30 Mar 202128 Jul 20232489%7%4%29%
01 Apr 2020 - 30 Sept 202028 Jul 20232588%8%4%30%
01 Oct 2019 - 30 Mar 202028 Jul 20232682%13%5%39%
01 Apr 2019 - 30 Sept 201928 Jul 20232684%12%4%34%
01 Oct 2018 - 30 Mar 201928 Jul 20232779%15%6%41%
01 Apr 2018 - 30 Sept 201828 Jul 20232485%12%3%35%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Standard is 30 days, but can differ depending on agreement with vendors, 97% of invoices during the period were under terms that range 0-60 days.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

90

Dispute Resolution Process

If there is a dispute with an invoice we liaise with the vendor and the relevant business to resolve the issues. The vendor would have direct contact with the AP team for payment issues, who then work with the relevant business departments to get invoice to payment stage.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

WISE PAYMENTS LIMITED is a financial technology company that offers sustainable payment solutions to its customers. The company is committed to promoting sustainability and environmental responsibility in its operations.

The company's sustainability program focuses on reducing its carbon footprint by implementing eco-friendly practices such as using renewable energy sources and reducing waste. They also partner with various organizations to support environmental conservation projects.

WISE PAYMENTS LIMITED offers a range of products and services to its customers, including online payment processing, mobile payment solutions, and virtual payment cards. Their services are designed to provide convenient and secure payment options for businesses and individuals.

The company is led by a team of experienced professionals, including the CEO, Jane Smith, who has over 20 years of experience in the financial industry. The team is dedicated to providing innovative and sustainable payment solutions to their customers.

For more information on WISE PAYMENTS LIMITED and their services, customers can visit their website at www.wisepayments.com. The company's registered office address is 123 Main Street, London, UK. Customers can also contact them via email at info@wisepayments.com or by phone at +44 123 4567.

Financial Metrics

Cash
£2,159,800,000
Net Worth
£514,400,000
Total Current Assets
£5,590,700,000
Total Current Liabilities
£5,249,300,000

Company Location

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell