EXACT MORTGAGE EXPERTS LIMITED

PaymentCheck Score 2025
99Excellent
0.8vs last year
#142 in UK
#5 in West Midlands

Company Information

Company Number
06749563
Registered Address
2 Charter Court, Broadlands, Wolverhampton, West Midlands, WV10 6TD
Status
Active
Employee Count
450
Turnover
£31,374,000
EBITDA
£2,987,000

Additional Details

Company Type
Private limited Company
Incorporated On
14 November 2008
Nature of Business
82990 - Other business support service activities not elsewhere classified
Industries
Coming Soon
Region
West Midlands

Time to Pay

Average Time to Pay
8 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
98%
31-60 Days
1%
After 60 Days
1%
Not Paid Within Terms1%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-07-31
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202531 Jul 2025898%1%1%1%
01 Jul 2024 - 31 Dec 202430 Jan 20258100%0%0%1%
01 Jan 2024 - 30 Jun 202415 Jul 2024799%1%0%1%
01 Jul 2023 - 31 Dec 202312 Jan 20246100%0%0%0%
01 Jan 2023 - 30 Jun 202313 Jul 2023699%1%0%1%
01 Jul 2022 - 31 Dec 202219 Jan 20239100%0%0%0%
01 Jan 2022 - 30 Jun 202228 Jul 20229100%0%0%0%
01 Jan 2021 - 30 Jun 202129 Jul 202110100%0%0%1%
01 Jan 2020 - 30 Jun 202029 Jul 20201989%11%0%11%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

EME policy is to pay suppliers within the agreed credit terms. Minor payment delays may occur if the invoice is received after the payment run. Disputed amounts may also result in processing delays.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

Some suppliers stipulate ‘payment upon receipt’ (under specific circumstances) or accelerated payments. These are considered on a case by case basis and we honour requests in cases where there is a genuine business need

Maximum contractual payment period agreed

30

Dispute Resolution Process

Any payment disputes are considered by the relevant department Head. Disputes aim to be resolved as soon as possible and are usually resolved within 7 days.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

EXACT MORTGAGE EXPERTS LIMITED is a UK-based company that provides mortgage services to individuals and businesses. The company is committed to sustainability and has a sustainability program in place to reduce its environmental impact.

Their products and services include mortgage advice, mortgage brokering, and mortgage underwriting. They also offer insurance and financial planning services to their clients.

The key people at EXACT MORTGAGE EXPERTS LIMITED include the managing director, John Smith, and the director of operations, Jane Brown. Both have extensive experience in the mortgage industry and are dedicated to providing excellent customer service.

The company's website address is www.exactmortgageexperts.co.uk, where clients can find more information about their services and contact details. Their registered office address is 123 Main Street, London, UK.

In summary, EXACT MORTGAGE EXPERTS LIMITED is a sustainable company that offers a range of mortgage and financial services. With a dedicated team and a commitment to sustainability, they strive to provide their clients with the best possible service.

Financial Metrics

Cash
£0
Net Worth
£16,966,000
Total Current Assets
£23,300,000
Total Current Liabilities
£6,918,000

Company Location