PEPPER (UK) LIMITED has an average payment time of 36 days, marginally exceeding the standard 30-day benchmark. While 66% of payments are made within 30 days, the remaining 34% extend beyond this threshold, with 27% falling in the 31–60 day range and 7% exceeding 60 days, indicating a consistent pattern of delayed settlement for a significant portion of invoices.
The late payment rate of 45% signals notable unreliability, meaning nearly half of all transactions are not settled on agreed terms. This level of inconsistency introduces meaningful cash flow risk for suppliers, particularly those operating on tight margins or with limited credit facilities. The spread across multiple payment bands — rather than clustering near 30 days — further suggests unpredictable payment behaviour rather than a minor systematic delay.
PEPPER (UK) LIMITED presents a moderate-to-elevated payment risk profile, driven primarily by a 45% late payment rate and an average settlement time that exceeds standard terms. Suppliers should consider implementing shorter payment terms (e.g., 14–21 days) to offset the likelihood of delays, or require partial upfront payment for larger orders. Credit insurance or clearly defined late payment penalty clauses within contracts are advisable risk mitigation measures before extending significant credit exposure.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 27 Jan 2026 | 36 | 66% | 27% | 7% | 45% |
| 01 Jan 2025 - 30 Jun 2025 | 30 Jul 2025 | 28 | 62% | 32% | 6% | 0% |
| 01 Jul 2024 - 31 Dec 2024 | 30 Jan 2025 | 28 | 61% | 32% | 7% | 45% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Standard payment terms are agreed individually with suppliers for each contract, typically on 30 or 60 days from receipt of invoice. The most frequently used payment terms are 30 days. A small number of suppliers have shorter payment terms, these are typically high volume low transaction value supplies.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Where we have a dispute in respect of an invoice, we will notify the supplier in writing prior to the invoice payment due date The responsibility for this resides with the Relationship Manager who has procured the service. Support is provided by the Accounts payable team whose contact details are readily available to all suppliers. In such circumstances we are entitled to withhold payment until such time as the dispute is resolved. Where disputes are more significant, we will resolve these in accordance with the process detailed in the individual supplier contracts.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
PEPPER (UK) LIMITED is a private limited company registered and operating in the United Kingdom. The company operates under its registered corporate structure, conducting business activities in accordance with UK company law.
The company was incorporated on 29 March 2008 and holds company registration number 06548489 with Companies House. Its registered office is located at Harman House, 1 George Street, Uxbridge, Middlesex, England, UB8 1QQ.
As a private limited company established in the UK, PEPPER (UK) LIMITED operates within the framework of the Companies Act, maintaining the standard obligations of a limited liability corporate entity. Private limited companies of this type are required to file annual accounts and confirmation statements with Companies House, ensuring transparency and regulatory compliance.
PEPPER (UK) LIMITED has maintained an active status since its incorporation, representing over fifteen years of continuous operation as a registered UK business entity.