CAPULA INVESTMENT SERVICES LTD maintains a solid average payment time of 27 days, with 81% of invoices settled within the standard 30-day window, indicating a generally prompt payment culture. However, the 14% of payments falling in the 31–60 day bracket and 5% exceeding 60 days suggest occasional delays that push the overall late payment rate to 18%, which is a notable minority of transactions. The average of 27 days sits comfortably below the 30-day threshold, but the tail-end delays indicate inconsistency rather than a uniformly fast payer.
With 18% of payments classified as late, there is a meaningful degree of unpredictability in CAPULA INVESTMENT SERVICES LTD's payment behaviour that suppliers should factor into cash flow planning. The 5% of invoices exceeding 60 days represents a higher-risk segment that could strain supplier liquidity if invoice values are significant. Overall, while the majority of payments are reliable and timely, the variance between best and worst-case outcomes makes this account moderately volatile rather than fully predictable.
CAPULA INVESTMENT SERVICES LTD presents a moderate-risk profile: acceptable for most suppliers given the 81% on-time rate and 27-day average, but the 18% late payment rate warrants caution for suppliers with tight cash flow requirements. Suppliers should consider implementing clear payment terms with late payment clauses and monitoring ageing invoices proactively, particularly for any amounts at risk of exceeding 60 days. Engagement on net-30 terms with periodic account reviews is a reasonable approach, while high-value transactions may benefit from upfront deposits or shorter payment milestones.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Apr 2019 - 30 Sept 2019 | 27 Feb 2026 | 27 | 81% | 14% | 5% | 18% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Capula policy is to pay suppliers within the agreed credit terms of 30 days. Disputed amounts may also result in processing delays. There is no stipulated maximum contractual payment period. Some suppliers have payment terms payable on presentation, these are paid as soon as possible but there will be a delay between authorisation of the invoice, and the processing of the invoice and payment.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
Any payment disputes are considered by the relevant department head and, if necessary, escalated to the finance team. Disputes are usually resolved within 30 days.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Capula Investment Services Ltd is a private limited company operating within the investment services sector. The company forms part of the UK's regulated financial services industry, providing investment-related services to its client base.
The company was incorporated on 23 May 2005 and is registered in England and Wales under company number 05460265. Its registered office is located at 4th Floor Phoenix House, 1 Station Hill, Reading, Berkshire, RG1 1NB, placing it within the South East region of the United Kingdom.
Investment services companies of this type in the UK typically provide a range of financial services, which can include portfolio management, investment advisory services, and asset management solutions. Such organisations operate within the framework established by UK financial regulators, serving institutional clients, professional investors, or high-net-worth individuals.
Having maintained an active status since its incorporation, Capula Investment Services Ltd represents an established presence within the South East's financial services community, with nearly two decades of operation in the UK investment sector.