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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchBlogAwards
Sectors›Financial Services›I GO 4 LTD.

I GO 4 LTD.

PaymentCheck Score 2025
52Fair
New Entry
#4429 in UK
#613 in Financial Services
#31 in Other

Company Information

Company Number
05095154
Registered Address
Embankment West Tower, 101 Cathedral Approach, Salford, United Kingdom, United Kingdom, M3 7FB
Status
Active
Employee Count
Coming Soon
Turnover
Coming Soon
EBITDA
Coming Soon

Additional Details

Company Type
Private limited Company
Incorporated On
5 April 2004
Nature of Business
66220 - Activities of insurance agents and brokers
Industries
Financial Services
Region
Other

Time to Pay

Average Time to Pay
48 days
Shortest Period:14 days
Longest Period:30 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
39%
31-60 Days
38%
After 60 Days
23%
Not Paid Within Terms51%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Company Review

Trend Analysis

I GO 4 LTD. carries an average payment time of 48 days, sitting solidly within the 31–60 day band and indicating a consistent pattern of paying beyond standard 30-day terms. Only 39% of payments are made within 30 days, while 38% fall in the 31–60 day range and a notable 23% extend beyond 60 days, suggesting a gradual tail of slow settlements. The distribution points to a company that routinely stretches payment cycles rather than making timely payments an operational priority.

Volatility Analysis

With 51% of payments classified as late, I GO 4 LTD. presents a high-risk payment profile where the majority of transactions do not meet agreed terms. The spread across all three time bands — including nearly a quarter of payments exceeding 60 days — indicates significant unpredictability in cash flow timing for suppliers. This inconsistency makes payment scheduling unreliable and increases the financial burden on suppliers managing their own cash flow obligations.

Summary Analysis

I GO 4 LTD. represents a moderate-to-high credit risk, and suppliers should exercise caution before extending standard open-account terms. Key decision factors include the 51% late payment rate and the 23% of invoices exceeding 60 days, both of which signal a structural payment delay rather than isolated incidents. Suppliers are advised to consider shorter payment terms, credit limits, upfront deposits, or credit insurance to reduce exposure when engaging with this company.

Performance Reports History

Reporting Period Filed: 2026-01-28
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202528 Jan 20264839%38%23%51%
01 Jan 2025 - 30 Jun 202530 Jul 20254138%45%17%49%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

30 days from date of invoice

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

Suppliers are contacted to notify them if there is an issue with the invoice, service or goods. The business representative who ordered the goods/services from the supplier then works to resolve any issue with their contact at the supplier. The supplier can also contact the finance team regarding payment. Disputes will be escalated up the management chain if not satisfactorily resolved.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

I GO 4 LTD. is a private limited company registered and operating in the United Kingdom. The company operates under the private limited company structure, which provides shareholders with limited liability protection.

The company was incorporated on 5 April 2004 and holds company registration number 05095154 with Companies House. Its registered office is located at Embankment West Tower, 101 Cathedral Approach, Salford, United Kingdom, M3 7FB. The company maintains an active trading status.

As a long-established private limited company, I GO 4 LTD. has operated within the UK business environment for over two decades. Private limited companies of this nature operate across a broad range of sectors within the UK market, functioning within the regulatory framework governed by the Companies Act.

Company Location

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell