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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
Sectors›Financial Services›AMIGO LOANS LTD

AMIGO LOANS LTD

PaymentCheck Score 2023
96Excellent
↑ 5.1vs last year
#456 in UK
#16 in South West

Ranked in 2 industries

  • 54th of 497 in Software
  • 125th of 742 in Financial Services

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
04841153
Registered Address
Unit 11a, The Avenue Centre, Bournemouth, England, BH2 5RP
Status
Active
Employee Count
0
Turnover
£3,500,000
EBITDA
-£18,500,000

Additional Details

Website
https://amigoloans.co.uk/
Phone
Company Type
Private limited Company
Incorporated On
22 July 2003
Nature of Business
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Industries
Financial Services, Software
Region
South West
Get notified when Amigo Loans Ltd's payment practices change.
Eligible for Certification

Score of 95.8/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
16 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
100%
31-60 Days
0%
After 60 Days
0%
Not Paid Within Terms19%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2023-04-26
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2022 - 31 Mar 202326 Apr 202316100%0%0%19%
01 Apr 2022 - 30 Sept 202231 Oct 20221797%2%1%21%
01 Oct 2021 - 31 Mar 202216 May 20222289%6%5%23%
01 Apr 2021 - 30 Sept 202122 Oct 20212784%7%9%22%
01 Oct 2020 - 31 Mar 202130 Apr 20212088%10%2%38%
01 Apr 2020 - 30 Sept 202020 Oct 20201795%4%0%33%
01 Oct 2019 - 31 Mar 202021 Apr 2020998%2%0%15%
01 Apr 2019 - 30 Sept 201930 Oct 2019799%1%0%6%
01 Sept 2018 - 31 Mar 201901 May 20199100%0%0%9%
01 Apr 2018 - 31 Aug 201822 Oct 20187100%0%0%10%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Amigo's policy is to pay suppliers within the agreed terms. Minor payment delays may occur if the invoice is received after the payment run. Disputed amounts may also result in processing delays.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

Any payment disputes are considered by the relevant department Head. Disputes aim to be resolved as soon as possible and are usually resolved or escalated within 7 days.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Amigo Loans Ltd was a UK consumer credit lender registered as a non-deposit taking finance house, specialising in guarantor loans. According to its own website, the company has ceased trading and gone into liquidation. It operated a Scheme of Arrangement to compensate customers for unaffordable lending and other claims, with remaining owed funds paid into court accounts managed via the Court Funds Office. The site now serves only to direct former customers to claim outstanding balances through court processes rather than to offer any ongoing lending service. No current products or services are provided.

Generated from the company's website and Companies House records. Sources: amigoloans.co.uk · amigoloans.co.uk

Financial Metrics

Cash
£99,600,000
Net Worth
£3,100,000
Total Current Assets
£102,600,000
Total Current Liabilities
£99,500,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell