S&W Partners Services Limited maintains an average payment time of 26 days, comfortably within the 30-day threshold, with 79% of payments settled on time. However, the remaining 21% of payments extend beyond 30 days, with 14% falling in the 31–60 day range and a notable 7% exceeding 60 days. This distribution suggests that while the majority of payments are prompt, a meaningful portion experiences significant delays that could impact supplier cash flow.
The late payment rate of 35% is a significant concern, indicating that more than one in three invoices is not settled by the agreed due date, pointing to inconsistent payment behaviour. The presence of 7% of payments exceeding 60 days introduces unpredictability, making cash flow forecasting challenging for suppliers reliant on timely settlement. This level of variability suggests internal process inefficiencies or selective prioritisation of payments rather than a systematic approach to meeting obligations.
S&W Partners Services Limited presents a moderate-to-elevated payment risk profile; while the average payment time is acceptable, the 35% late payment rate and 7% over-60-day tail exposure warrant caution. Suppliers should consider implementing shorter payment terms or requiring partial upfront payments to reduce exposure to delayed settlements. Regular account monitoring and clearly defined escalation procedures are advisable before extending significant credit to this company.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 30 Jan 2026 | 26 | 79% | 14% | 7% | 35% |
| 01 Jan 2025 - 30 Jun 2025 | 16 Jul 2025 | 26 | 73% | 23% | 4% | 39% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Std payment terms 30 days
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Payment disputes or queries are considered and resolved as quickly as possible by the purchaser or authorised approver within the company
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
S&W Partners Services Limited is a UK registered company that has traded under several names since incorporation in 2002, including RXD Limited, Smith & Williamson Limited, Smith & Williamson Services Limited and, most recently, Evelyn Partners PS Services Limited. Its registered business classification is other business support service activities not elsewhere classified. The naming history links it to the Smith & Williamson and Evelyn Partners corporate group, a professional services and financial advisory group, with this entity appearing to provide internal business support services within that group rather than trading directly with external clients under its own name.
Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk