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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
Sectors›Financial Services›MD INSURANCE SERVICES LIMITED

MD INSURANCE SERVICES LIMITED

PaymentCheck Score 2025
74Fair
↑ 9.0vs last year
#2784 in UK
#160 in North West

Ranked in 3 industries

  • 293rd of 668 in Infrastructure And Construction
  • 295th of 645 in Property
  • 585th of 717 in Financial Services

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
03642459
Registered Address
2 Shore Lines Building, Shore Road, Birkenhead, Wirral, CH41 1AU
Status
Active
Employee Count
155
Turnover
£13,448,000
EBITDA
-£3,276,000

Additional Details

Website
https://www.premierguarantee.com/
Company Type
Private limited Company
Incorporated On
1 October 1998
Nature of Business
65120 - Non-life insurance
Industries
Financial Services, Property, Infrastructure And Construction
Region
North West
Get notified when Md Insurance Services Limited's payment practices change.
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
32 days
Shortest Period:7 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
69%
31-60 Days
21%
After 60 Days
10%
Not Paid Within Terms31%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2025-07-25
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202525 Jul 20253269%21%10%31%
01 Jul 2024 - 31 Dec 202429 Jan 20253757%29%14%43%
01 Jan 2024 - 30 Jun 202415 Jul 20243558%32%10%42%
01 Jul 2023 - 31 Dec 202322 Jan 20242580%17%3%20%
01 Jan 2023 - 30 Jun 202310 Jul 20232690%5%5%10%
01 Jan 2022 - 30 Jun 202207 Jul 2022799%0%0%0%
01 Jul 2021 - 31 Dec 202111 Jan 2022899%1%0%1%
01 Jan 2021 - 30 Jun 202130 Jul 2021998%2%0%2%
01 Jan 2019 - 30 Jun 201910 Sept 2019799%1%0%1%
01 Jul 2018 - 31 Dec 201807 Feb 20198100%0%0%0%
01 Jan 2018 - 30 Jun 201827 Jul 201813100%0%0%0%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

The companys standard payment terms are 30 days

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

In case of a dispute a vendor is contacted and informed of an issue by the Manager who authorised the purchase. The Manager will then endeavour to agree a process going forwards with a resolution to be agreed within 14 days. If no resolution is resolved within 14 days of a dispute being raised this is then notified to Senior Management. Please note that the resolution does not have to be a payment but can be an agreement to make payment after the product or service has been provided to a satisfactory basis. Senior Management will then email or telephone the vendor to raise the issue and attempt to agree a resolution. If no agreement has been reached after 60 days of the dispute being raised the invoice is cancelled and the vendor notified. If the vendor, then raises a notification of intention to start legal proceedings the Compliance Manager is notified.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

MD Insurance Services Limited is registered under company number 03642459 but trades as Premier Guarantee. It provides structural warranty and building control services for new build housebuilders, high-rise developers and housing associations, alongside homeowner policies. Its policies are underwritten by rated insurers including HSB and AXA. The company forms part of HSB, a specialist insurer for the UK and Ireland, which sits within the HSB Group, itself part of Munich Re. Services include in-house surveying, risk assessment during construction, account management and a customer portal for site reports and warranty documentation. The company also runs industry awards and publishes technical standards guidance for builders and developers.

Generated from the company's website and Companies House records. Sources: premierguarantee.com · premierguarantee.com

Financial Metrics

Cash
£52,411,212
Net Worth
£3,664,247
Total Current Assets
£75,094,321
Total Current Liabilities
£71,516,034

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell