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PAYMENTCHECK
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Sectors›Financial Services›CABOT FINANCIAL (EUROPE) LIMITED

CABOT FINANCIAL (EUROPE) LIMITED

PaymentCheck Score 2025
91Excellent
↓ 0.3vs last year
#992 in UK
#260 in Financial Services
#159 in South East

Company Information

Company Number
03439445
Registered Address
1 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4UA
Status
Active
Employee Count
592
Turnover
£117,568,000
EBITDA
£6,119,000

Additional Details

Website
https://cabotcm.com
Company Type
Private limited Company
Incorporated On
19 September 1997
Nature of Business
64999 - Financial intermediation not elsewhere classified
Industries
Financial Services
Region
South East
Eligible for Certification

Score of 91.3/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
24 days
Shortest Period:1 days
Longest Period:45 days
Max Contractual:45 days

Payment Timeline

Within 30 Days
95%
31-60 Days
4%
After 60 Days
1%
Not Paid Within Terms17%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-27
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202527 Jan 20262495%4%1%17%
01 Jan 2025 - 30 Jun 202531 Jul 20252396%3%1%17%
01 Jul 2024 - 31 Dec 202430 Jan 20252395%5%0%16%
01 Jan 2024 - 30 Jun 202426 Jul 20242294%5%1%20%
01 Jul 2023 - 31 Dec 202325 Jan 20242394%4%2%21%
01 Jan 2023 - 30 Jun 202314 Jul 20232779%18%3%37%
01 Jul 2022 - 31 Dec 202225 Jan 20232594%4%2%14%
01 Jan 2022 - 30 Jun 202230 Jul 20222591%7%2%17%
01 Jul 2021 - 31 Dec 202129 Jan 20222593%5%2%17%
01 Jan 2021 - 30 Jun 202129 Jul 20213088%8%4%22%
01 Jul 2020 - 31 Dec 202022 Jan 20212982%13%5%25%
01 Jan 2020 - 30 Jun 202027 Jul 20203478%14%8%30%
01 Jul 2019 - 31 Dec 201917 Feb 20203558%33%10%56%
01 Jan 2019 - 30 Jun 201929 Aug 20193337%57%6%83%
01 Jul 2018 - 31 Dec 201831 Jan 20191792%8%0%91%
01 Jan 2018 - 30 Jun 201831 Jul 20183046%45%9%62%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

30 Days

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

45

Dispute Resolution Process

Reviewed by the relationship holder who then liaises with the supplier to resolve in a timely manner to avoid late payment.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

CABOT FINANCIAL (EUROPE) LIMITED is a financial services company based in the United Kingdom. They specialize in debt purchase and management, helping individuals and businesses to manage their financial obligations.

Their sustainability program focuses on responsible business practices, including ethical debt collection and promoting financial literacy. They also have a strong commitment to reducing their environmental impact through energy-efficient operations and waste reduction measures.

The company offers a range of products and services, including debt purchase, debt collection, and debt management solutions. They work with both individual and corporate clients, offering tailored solutions to fit their specific needs.

The key people at CABOT FINANCIAL (EUROPE) LIMITED include CEO Ken Stannard, who has over 20 years of experience in the financial services industry, and CFO Chris Ross, who has a background in finance and accounting.

Their website address is www.cabotfinancial.com, where clients can access information about their services, as well as helpful resources for managing debt. The registered office address for CABOT FINANCIAL (EUROPE) LIMITED is 1 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4UA, United Kingdom.

In summary, CABOT FINANCIAL (EUROPE) LIMITED is a trusted and responsible financial services company with a strong commitment to sustainability and providing effective debt management solutions. Their experienced leadership team and user-friendly website make it easy for clients to access their services and resources.

Financial Metrics

Cash
£10,414,000
Net Worth
-£24,057,000
Total Current Assets
£228,053,000
Total Current Liabilities
£256,597,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell