OCU Services Limited processes the majority of payments within standard terms, with 60% settled within 30 days and an average payment time of 32 days, indicating a generally prompt payment culture. However, the 30% of payments falling in the 31–60 day bracket suggests a consistent pattern of modest delays beyond agreed terms for a significant portion of transactions. The 10% of payments exceeding 60 days, while relatively contained, points to a recurring tail of slower settlements that suppliers should factor into cash flow planning.
With 27% of payments classified as late, OCU Services Limited presents a moderate reliability risk, meaning more than one in four invoices will not be settled on time. This level of late payment is above what would be considered low-risk for supplier relationships, introducing meaningful unpredictability in receivables timing. The spread across multiple payment bands — from sub-30 days to over 60 days — confirms inconsistent payment behaviour rather than a single isolated issue, increasing forecasting difficulty for suppliers.
OCU Services Limited carries a moderate payment risk profile that warrants careful consideration before extending standard credit terms, particularly for suppliers with tight liquidity requirements. Suppliers should consider implementing shorter payment terms, proactive invoice follow-up from day 25 onwards, and credit limits aligned to the realistic possibility of a 45–60 day settlement cycle. For higher-value contracts, requesting staged payments or partial upfront deposits would provide meaningful protection against the demonstrated late payment rate of 27%.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Nov 2025 - 30 Apr 2026 | 29 May 2026 | 32 | 60% | 30% | 10% | 27% |
| 01 May 2025 - 31 Oct 2025 | 28 Jan 2026 | 28 | 70% | 23% | 7% | 32% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
We pay according to supplier terms; but we make weekly payment BACS payment runs to ensure late payments are kept to a minimum.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Accounts Payable Team contact the supplier to address the query, working with internal stakeholders to resolve the root cause and enable payment or credit of the invoice.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
OCU Services Limited is a UK-registered company that was previously known as Instalcom Limited before being renamed in January 2023. Companies House records classify its business under "other specialised construction activities not elsewhere classified", indicating work in specialist construction and infrastructure installation. The company is controlled by Ocu Group Limited, which is recorded as the entity's person with significant control, indicating it operates as part of a wider corporate group rather than as an independent trading concern. It is registered in Stockport and remains an active private limited company. No further detail on specific services, contracts or clients is available from the evidence supplied.
Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk · find-and-update.company-information.service.gov.uk