KENSINGTON MORTGAGE COMPANY LIMITED

PaymentCheck Score 2025
96Excellent
2.5vs last year
#408 in UK
#79 in Financial Services
#62 in South East

Company Information

Company Number
03049877
Registered Address
Ascot House, Maidenhead Office Park, Maidenhead, SL6 3QQ
Status
Active
Employee Count
615
Turnover
£65,641,000
EBITDA
-£10,736,000

Additional Details

Company Type
Private limited Company
Incorporated On
26 April 1995
Nature of Business
64922 - Activities of mortgage finance companies
Industries
Financial Services
Region
South East

Time to Pay

Average Time to Pay
18 days
Shortest Period:1 days
Longest Period:30 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
90%
31-60 Days
8%
After 60 Days
2%
Not Paid Within Terms10%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2024-07-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202530 Jul 20251794%5%1%5%
01 Jul 2024 - 31 Dec 202430 Jan 20251691%8%1%10%
01 Jan 2024 - 30 Jun 202430 Jul 20241890%8%2%10%
01 Apr 2023 - 30 Sept 202331 Oct 20233083%12%5%17%
01 Oct 2022 - 31 Mar 202328 Apr 20232981%16%3%19%
01 Apr 2022 - 30 Sept 202231 Oct 20222385%11%5%15%
01 Oct 2021 - 31 Mar 202229 Apr 20222683%12%5%17%
01 Apr 2021 - 30 Sept 202129 Oct 20212585%12%3%16%
01 Oct 2020 - 31 Mar 202130 Apr 20213086%10%4%15%
01 Apr 2019 - 30 Sept 201931 Oct 20194367%21%12%28%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

30 days

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

Disputes will be dealt with by the Accounts Payable function, Procurement function or Business Relationship Manager for the specific supplier.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

Kensington Mortgage Company Limited is a leading mortgage lender in the UK. The company offers a range of mortgage products and services to help customers achieve their dream of homeownership.

The company is committed to sustainability and has implemented various initiatives to reduce its environmental impact. These include using renewable energy sources, reducing waste and promoting eco-friendly practices among its employees.

Kensington Mortgage Company Limited offers a variety of mortgage options, including fixed-rate and tracker mortgages, as well as buy-to-let and remortgaging services. The company also provides financial advice and support to help customers make informed decisions about their mortgage options.

The key people at Kensington Mortgage Company Limited include the CEO, Steven Boyce, and the Chairman, George Bostock. They bring extensive experience and expertise to the company, ensuring its success in the highly competitive mortgage market.

Customers can contact Kensington Mortgage Company Limited through their website, which also provides detailed information about their products and services. The registered office address for the company is 1 Churchill Place, London E14 5HP, United Kingdom.

In summary, Kensington Mortgage Company Limited is a reputable mortgage lender in the UK, offering sustainable solutions, a wide range of mortgage products, and exceptional customer service. With its experienced leadership and commitment to sustainability, the company continues to be a trusted and reliable choice for homeowners.

Financial Metrics

Cash
£237,431,000
Net Worth
£65,228,000
Total Current Assets
£304,141,000
Total Current Liabilities
£244,773,000

Company Location