T & W Civil Engineering Limited carries an average payment time of 50 days, which sits firmly in the 31–60 day band and exceeds standard 30-day terms by approximately 20 days. The majority of payments (39%) fall within the 31–60 day range, while a notable 25% exceed 60 days, indicating a consistent pattern of extended settlement rather than an improving trajectory. Only 36% of payments are made within 30 days, confirming that prompt payment is the exception rather than the norm for this company.
With payments spread across all three time bands and a quarter of invoices settling beyond 60 days, payment behaviour is moderately unpredictable and carries meaningful cash flow risk for suppliers. The low late payment rate of 3% suggests that while payments are slow, they are generally completed without formal dispute or default, offering a degree of reliability. However, the wide distribution across payment bands means suppliers cannot confidently forecast when individual invoices will be settled.
T & W Civil Engineering Limited presents a moderate-to-elevated payment risk profile, suitable for engagement but requiring proactive credit management. Suppliers should consider implementing shorter contractual payment terms (e.g., 14–21 days net) to offset the demonstrated tendency toward 50-day average settlements, and set internal credit limits accordingly. Requesting upfront deposits on larger contracts or applying prompt payment discount incentives may help reduce exposure to the 25% of invoices that extend beyond 60 days.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Aug 2025 - 31 Jan 2026 | 27 Feb 2026 | 50 | 36% | 39% | 25% | 3% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
T&W’s standard payment terms are 45 days from end of month of invoice. Small suppliers or companies reliant on trade from T&W have reduced payment terms of 30 days from end of month of invoice. T&W is committed to support small businesses to ensure better cashflow. Subcontractors: T&W’s standard payment terms are 30 days from end of month of invoice. Longer payment terms at 45 or 60 days are agreed with larger subcontractors. The terms for subcontractors with a high labour content or small companies are 7 to 14 days.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
Payment terms are reviewed on the regular basis and adapted to support supplier’s circumstances. T&W is determined to ensure fair payment terms and support business with its supply chain.
Maximum contractual payment period agreed
60
If a dispute arises between the parties, the parties will attempt, in good faith, to reach an agreement as soon as possible. Suppliers: Queries are raised by the Accounts Payable team with the Procurement team or directly with the supplier at the point the invoice is processed. A further reminder is sent to suppliers by the mid-month of the following month of invoice via email; detailing all transactions held along with reasoning. Subcontractors: Queries are raised by the Accounts Payable team with the Project Managers or directly with the subcontractor at the point the invoice is processed. Details of disputes and agreements are put in writing via email after discussions with the subcontractor.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
T & W Civil Engineering Limited is a private limited company operating within the civil engineering sector in the United Kingdom. The company's name indicates a focus on civil engineering activities, encompassing the planning, design, and construction of infrastructure and related projects.
The company was incorporated on 17 January 1994 and holds company registration number 02888278 with Companies House. Its registered office is located at Charlotte House, 500 Charlotte Road, Sheffield, South Yorkshire, England, S2 4ER. The company maintains an active status, reflecting over three decades of continuous operation.
Civil engineering companies of this type in the UK typically provide services across a broad range of infrastructure disciplines, including groundworks, drainage, road construction, and site preparation. Such organisations frequently undertake contracts for both public and private sector clients, delivering projects that form the foundation of built environments across residential, commercial, and municipal settings.
With its base in Sheffield, South Yorkshire, T & W Civil Engineering Limited is positioned within a region that has a well-established tradition of construction and engineering activity, serving clients across the local area and beyond.