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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Financial Services›BLUE MOTOR FINANCE LIMITED

BLUE MOTOR FINANCE LIMITED

PaymentCheck Score 2025
86Good
↓ 6.1vs last year
#1614 in UK
#272 in South East

Ranked in 3 industries

  • 93rd of 483 in Road Travel
  • 180th of 468 in Software
  • 415th of 717 in Financial Services

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
02738187
Registered Address
Darenth House, 84 Main Road, Sundridge, Kent, United Kingdom, TN14 6ER
Status
Active
Employee Count
244
Turnover
£39,728,000
EBITDA
-£8,441,000

Additional Details

Website
https://bluemotorfinance.co.uk/
Company Type
Private limited Company
Incorporated On
7 August 1992
Nature of Business
64999 - Financial intermediation not elsewhere classified
Industries
Financial Services, Road Travel, Software
Region
South East
Get notified when Blue Motor Finance Limited's payment practices change.
Eligible for Certification

Score of 85.85/100 qualifies for PaymentCheck Certification

Get Certified
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
19 days
Shortest Period:1 days
Longest Period:0 days
Max Contractual:90 days

Payment Timeline

Within 30 Days
79%
31-60 Days
20%
After 60 Days
1%
Not Paid Within Terms0%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202530 Jan 20261979%20%1%0%
01 Jan 2025 - 30 Jun 202528 Jul 20251881%19%0%47%
01 Jul 2024 - 31 Dec 202429 Jan 20251687%12%1%34%
01 Jan 2024 - 30 Jun 202430 Jul 20241195%5%0%8%
01 Jul 2023 - 31 Dec 202330 Jan 20241095%5%0%7%
01 Jan 2023 - 30 Jun 202311 Aug 20231097%2%1%6%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Blue Motor Finance Limited agrees appropriate terms of payment with suppliers for each transaction or series of transactions, and abides by those terms based on the timely submission of valid invoices. In the absence of agreed terms with a supplier, the Group’s policy is to pay within 30 days of receipt of a valid invoice. The most frequently agreed term with suppliers is 30 days from receipt of a valid invoice.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

90

Dispute Resolution Process

Blue Motor Finance Limited and the supplier will first attempt to resolve any dispute by referring it for formal discussion between Blue Motor Finance Limited authorised representative and the supplier (both acting reasonably and in good faith). If Blue Motor Finance Limited authorised representative and the supplier are for any reason unable to resolve the dispute within 14 days of the date of its referral to them, the dispute may be referred to court by either Blue Motor Finance Limited or the supplier.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Blue Motor Finance Limited provided finance on used cars to consumers, both directly and through a nationwide network of introducers, working with over 4,500 dealers across the UK. It described itself as a technology and analytics driven lender, having lent £2.5bn to more than 250,000 customers, offering automated decisioning and support through dealer and customer portals. On 30 July 2026 the company entered administration, with Joint Administrators appointed to manage its affairs and assess claims, including motor finance commission compensation claims. It had previously been in discussions to be acquired by Hodge MF, a subsidiary of Hodge Bank, following funding support from that bank.

Generated from the company's website and Companies House records. Sources: bluemotorfinance.co.uk

Financial Metrics

Cash
£28,745,000
Net Worth
£30,479,000
Total Current Assets
£133,231,000
Total Current Liabilities
£78,928,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell