UNUM EUROPEAN HOLDING COMPANY LIMITED

PaymentCheck Score 2025
94Excellent
0.7vs last year
#532 in UK
#78 in South East

Company Information

Company Number
02461639
Registered Address
Milton Court, Dorking, Surrey, RH4 3LZ
Status
Active
Employee Count
894
Turnover
£119,500,000
EBITDA
£5,500,000

Additional Details

Company Type
Private limited Company
Incorporated On
22 January 1990
Nature of Business
64205 - Activities of financial services holding companies
Industries
Coming Soon
Region
South East

Time to Pay

Average Time to Pay
20 days
Shortest Period:0 days
Longest Period:30 days
Max Contractual:60 days

Payment Timeline

Within 30 Days
93%
31-60 Days
7%
After 60 Days
0%
Not Paid Within Terms4%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-07-24
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202524 Jul 20252093%7%0%4%
01 Jul 2024 - 31 Dec 202423 Jan 20252096%4%0%7%
01 Jan 2024 - 30 Jun 202429 Jul 20242096%4%0%6%
01 Jul 2023 - 31 Dec 202324 Jan 20241995%4%1%8%
01 Jan 2023 - 30 Jun 202327 Jul 20231996%3%1%7%
01 Jan 2021 - 30 Jun 202126 Jul 20211796%4%0%5%
01 Jan 2020 - 30 Jun 202030 Jul 20201895%4%1%7%
01 Jul 2019 - 31 Dec 201928 Jan 20201697%2%1%6%
01 Jan 2019 - 30 Jun 201922 Jul 20191896%4%0%7%
01 Jul 2018 - 31 Dec 201828 Jan 20191797%2%1%6%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

The majority of payments are paid on 30 day terms

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

60

Dispute Resolution Process

Any disputes are discussed with the business owner of the supplier relationship initially. Further involvement may also include the Sourcing and Legal teams.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

UNUM European Holding Company Limited is a multinational financial services company headquartered in London, United Kingdom. It offers a range of insurance and financial protection products and services to individuals and businesses in the European market.

The company has a strong focus on sustainability and has implemented various initiatives to reduce its environmental impact. This includes a commitment to reduce carbon emissions, increase the use of renewable energy sources, and promote recycling and waste reduction.

UNUM European Holding Company Limited offers a variety of products and services, including income protection insurance, life insurance, critical illness insurance, and dental insurance. These products are designed to provide financial protection and security to individuals and businesses in the event of illness, injury, or death.

One of the key people leading the company's success is the CEO, Peter O'Donnell. He has over 30 years of experience in the financial services industry and is committed to driving the company's growth and sustainability efforts.

The company's website (www.unum.co.uk) provides comprehensive information on its products and services, as well as their sustainability program and initiatives. The registered office address is located at Milton Court, Dorking, Surrey RH4 3LZ, United Kingdom.

In summary, UNUM European Holding Company Limited is a leading financial services company with a strong commitment to sustainability. It offers a range of insurance and financial protection products and services to individuals and businesses in Europe, and is led by an experienced and dedicated CEO. With a focus on reducing its environmental impact, the company is dedicated to providing financial security and protection to its customers.

Financial Metrics

Cash
£26,261,000
Net Worth
£118,268,000
Total Current Assets
£53,526,000
Total Current Liabilities
£17,641,000

Company Location