XPS PENSIONS CONSULTING LIMITED

PaymentCheck Score 2025
86Good
3.1vs last year
#1273 in UK
#261 in Financial Services
#215 in South East

Company Information

Company Number
02459442
Registered Address
Phoenix House, 1 Station Hill, Reading, RG1 1NB
Status
Active
Employee Count
664
Turnover
£79,849,000
EBITDA
£25,937,000

Additional Details

Company Type
Private limited Company
Incorporated On
15 January 1990
Nature of Business
70229 - Management consultancy activities other than financial management
Industries
Financial Services, Human Resources, Recruitment And Admin
Region
South East

Time to Pay

Average Time to Pay
25 days
Shortest Period:28 days
Longest Period:0 days
Max Contractual:60 days

Payment Timeline

Within 30 Days
86%
31-60 Days
11%
After 60 Days
3%
Not Paid Within Terms27%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-04-29
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Apr 2025 - 30 Sept 202530 Oct 20252486%11%3%23%
01 Oct 2023 - 31 Mar 202429 Apr 20242586%10%4%36%
01 Apr 2023 - 30 Sept 202330 Oct 20232581%16%3%38%
01 Apr 2022 - 30 Sept 202227 Oct 20222780%18%2%40%
01 Oct 2021 - 31 Mar 202214 Apr 20223182%14%4%36%
01 Apr 2021 - 30 Sept 202127 Oct 20212987%10%3%34%
01 Oct 2020 - 31 Mar 202115 Apr 20213378%14%8%28%
01 Apr 2020 - 30 Sept 202012 Oct 20203567%21%12%31%
01 Apr 2019 - 30 Sept 201928 Oct 20194243%36%21%51%
01 Oct 2018 - 31 Mar 201929 Apr 20193469%21%10%36%
01 Apr 2018 - 30 Sept 201830 Oct 20183469%23%8%48%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

28 days from receipt of invoice

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

60

Dispute Resolution Process

Contact made directly with suppliers accounts team in the first instance and internally with purchaser to resolve the issue. Escalation to supplier account manager if unresolved.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

XPS Pensions Consulting Limited is a leading provider of pensions consultancy services based in the United Kingdom. The company offers a wide range of services to help organizations manage their pension schemes effectively.

Their sustainability program focuses on reducing the environmental impact of their operations. This includes using renewable energy sources, reducing waste, and promoting sustainable practices within the company.

The company's services include actuarial consulting, investment consulting, risk management, and administration services. They also offer training and education programs to help clients understand and navigate complex pension regulations.

Key people at XPS Pensions Consulting Limited include CEO Paul Cuff and Chairman Paul Spencer. The company has a team of experienced consultants and experts in the field of pensions.

Their website address is https://www.xpsgroup.com/ and their registered office address is 125 Wood Street, London, EC2V 7AW.

In summary, XPS Pensions Consulting Limited is a sustainable company that provides a range of services to help organizations effectively manage their pension schemes. With a team of experienced professionals, they are committed to delivering high-quality services to their clients.

Financial Metrics

Cash
£2,249,000
Net Worth
-£7,389,000
Total Current Assets
£25,111,000
Total Current Liabilities
£75,601,000

Company Location