Score of 98.1/100 qualifies for PaymentCheck Certification
THE TRAVEL CHAPTER LIMITED demonstrates exceptionally fast payment performance, with an average settlement time of just 9 days, well ahead of standard 30-day terms. An overwhelming 98% of invoices are paid within 30 days, indicating a highly consistent and disciplined payment culture. The marginal 1% each in the 31–60 day and over 60 day brackets suggests isolated exceptions rather than any systemic deterioration in payment behaviour.
With only 2% of payments classified as late, THE TRAVEL CHAPTER LIMITED presents an exceptionally low-risk payment profile and a high degree of predictability for cash flow planning purposes. The concentration of payments within the sub-30-day window reflects strong internal accounts payable processes with minimal variability. The negligible late payment rate offers suppliers confidence that delays are rare and unlikely to represent a recurring pattern.
THE TRAVEL CHAPTER LIMITED is a low-risk, high-reliability customer that presents minimal credit concern for prospective or existing suppliers. The 9-day average payment time and 98% on-time rate make this company suitable for standard or even preferential trading terms without the need for protective measures such as prepayment or reduced credit limits. Suppliers may reasonably extend normal credit terms, though routine invoice monitoring remains best practice to capture any future shifts in payment behaviour.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Nov 2025 - 30 Apr 2026 | 02 Jun 2026 | 9 | 98% | 1% | 1% | 2% |
| 01 Nov 2024 - 30 Apr 2025 | 23 May 2025 | 7 | 97% | 2% | 1% | 3% |
| 01 May 2024 - 31 Oct 2024 | 31 Jan 2025 | 5 | 98% | 1% | 1% | 2% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Payment terms are discussed with suppliers individually with the standard being 30 days from invoice date.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
N/A
Maximum contractual payment period agreed
30
Any disputes are directed to the finance department who will work with the supplier to resolve any service or payment issues in a timely manner.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
The Travel Chapter Limited, trading as Travel Chapter, is a holiday letting agency based in Bideford, Devon, incorporated in 1989. It works with holiday home owners across the UK and Ireland to market a portfolio of properties, ranging from cottages and barns to boats and treehouses, to guests seeking short breaks. The company operates a network of accommodation brands, with its flagship platform acting as the core service through which bookings are made. Rather than owning the properties itself, it manages listings, bookings and owner relationships on behalf of homeowners. It became a Certified B Corporation in July 2024 and describes itself as one of the leading holiday letting agencies in the UK and Ireland.
Generated from the company's website and Companies House records. Sources: travelchapter.com · travelchapter.com