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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchBlogAwards
Sectors›Infrastructure and Construction›SPENCER RAIL ENGINEERING LIMITED

SPENCER RAIL ENGINEERING LIMITED

PaymentCheck Score 2025
37Poor
↓ 1.4vs last year
#5220 in UK
#51 in Infrastructure And Construction
#267 in Yorkshire and The Humber

Company Information

Company Number
02334308
Registered Address
1 Humber Quays, Wellington Street West, Hull, East Yorkshire, HU1 2BN
Status
Active
Employee Count
315
Turnover
£69,911,000
EBITDA
-£1,457,000

Additional Details

Company Type
Private limited Company
Incorporated On
11 January 1989
Nature of Business
42990 - Construction of other civil engineering projects not elsewhere classified
Industries
Infrastructure And Construction
Region
Yorkshire and The Humber

Time to Pay

Average Time to Pay
41 days
Shortest Period:0 days
Longest Period:60 days
Max Contractual:60 days

Payment Timeline

Within 30 Days
33%
31-60 Days
48%
After 60 Days
19%
Not Paid Within Terms40%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Company Review

Trend Analysis

C SPENCER LIMITED exhibits a consistent trend of delayed payments, with an average payment time of 43 days and 70% of invoices paid after 30 days. A significant 55% of payments are late, with nearly a quarter (22%) extending beyond 60 days, indicating a regular deviation from standard net-30 terms.

Volatility Analysis

The high 55% late payment rate introduces considerable unpredictability for on-time payment, directly impacting a supplier's cash flow consistency. Furthermore, 22% of payments exceeding 60 days demonstrates a material risk of significant delays for a portion of transactions, making working capital management challenging.

Summary Analysis

Suppliers should approach C SPENCER LIMITED with caution due to the consistent payment delays and high late payment percentage. It is recommended to establish strict payment terms, consider requesting partial upfront payments, or offer shorter credit windows to mitigate potential payment risks.

Performance Reports History

Reporting Period Filed: 2026-04-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2025 - 31 Mar 202630 Apr 20264133%48%19%40%
01 Apr 2025 - 30 Sept 202516 Oct 20254330%48%22%55%
01 Oct 2024 - 31 Mar 202505 Jun 20255223%42%35%72%
01 Apr 2024 - 30 Sept 202404 Nov 20245122%46%32%59%
01 Oct 2023 - 31 Mar 202403 Jul 20245221%47%32%71%
01 Apr 2023 - 30 Sept 202301 Nov 20236014%37%49%86%
01 Oct 2022 - 31 Mar 202301 Aug 20234830%47%23%43%
01 Apr 2022 - 30 Sept 202219 Oct 20225321%51%28%35%
01 Oct 2021 - 31 Mar 202203 May 20224926%52%22%50%
01 Apr 2021 - 30 Sept 202118 Oct 20214732%48%20%24%
01 Oct 2020 - 31 Mar 202105 Oct 20215224%48%29%55%
01 Apr 2020 - 30 Sept 202014 Oct 20206019%35%46%81%
01 Oct 2019 - 31 Mar 202030 Apr 20207114%32%54%89%
01 Apr 2019 - 30 Sept 201930 Oct 20196416%32%52%87%
01 Oct 2018 - 31 Mar 201930 Apr 20196517%34%49%81%
01 Apr 2018 - 30 Sept 201825 Oct 20185916%43%41%79%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Standard payment terms are 30,45 and 60 days month end as agreed with the individual supplier. We embrace the various payment requirements of our clients and recognise the importance of prompt payments to our supply chain.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

60

Dispute Resolution Process

The Spencer Group are committed to fair and transparent treatment of its supply partners. Complaints, disagreements, and disputes regarding payment are initially progressed within the project teams. Where this fails to secure an acceptable outcome, escalation of matters to nominated Senior Representatives, in accordance with the contract provisions, are engaged to seek resolution. In the unlikely event that matters are not concluded the case can be referred to mediation or adjudication and ultimately litigation as directed by the dispute procedure protocol outlined in the relevant contract.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

C SPENCER LIMITED operates as an active private limited company. Based solely on its company name and type, the specific nature of its business activities is not detailed within the provided information.

The company was incorporated on 11 January 1989, operating under company number 02334308. Its registered office is located at 1 Humber Quays, Wellington Street West, Hull, East Yorkshire, HU1 2BN, confirming its presence within Yorkshire.

As a private limited company, C SPENCER LIMITED operates under a common UK business structure. This company type is widely utilised across the UK market to provide a diverse range of goods and services, encompassing virtually any commercial activity.

Financial Metrics

Cash
£4,500,000
Net Worth
£11,400,000
Total Current Assets
£26,600,000
Total Current Liabilities
£24,500,000

Company Location

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell