SANTANDER CONSUMER (UK) PLC

PaymentCheck Score 2025
99Excellent
0.7vs last year
#123 in UK
#28 in Financial Services
#26 in South East

Company Information

Company Number
02248870
Registered Address
Santander House, 86 Station Road, Redhill, Surrey, RH1 1SR
Status
Active
Employee Count
738
Turnover
£337,296,000
EBITDA
£235,125,000

Additional Details

Company Type
Public limited Company
Incorporated On
27 April 1988
Nature of Business
64910 - Financial leasing
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Industries
Financial Services,Travel And Transportation
Region
South East

Time to Pay

Average Time to Pay
3 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
99%
31-60 Days
0%
After 60 Days
1%
Not Paid Within Terms1%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-08-07
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202507 Aug 2025399%0%1%1%
01 Jul 2024 - 31 Dec 202406 Feb 20253100%0%0%0%
01 Jul 2023 - 31 Dec 202302 Feb 20242100%0%0%0%
01 Jan 2023 - 30 Jun 202318 Aug 20232100%0%0%0%
01 Jul 2022 - 31 Dec 202216 Feb 2023399%0%1%1%
01 Jan 2022 - 30 Jun 202211 Aug 20223100%0%0%0%
01 Jul 2021 - 31 Dec 202109 Feb 20224100%0%0%0%
01 Jan 2021 - 30 Jun 202102 Aug 20214100%0%0%0%
01 Jul 2020 - 31 Dec 202008 Feb 20214100%0%0%0%
01 Jan 2020 - 30 Jun 202028 Jul 20204100%0%0%0%
01 Jan 2019 - 30 Jun 201926 Jul 20194157%25%18%43%
01 Jul 2018 - 31 Dec 201801 Feb 20194165%21%14%35%
01 Jan 2018 - 30 Jun 201831 Jul 20183871%16%13%29%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Santander Consumer (UK) plc payment terms are 30 days. There are no contracts for which there are longer payment terms and there have been no changes to this arrangement in the period.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

If a supplier has a dispute regarding payment, there is an established escalation and investigation process in place. Should the supplier remain unhappy at the outcome of the initial escalation and investigation, they can refer the matter to an independent body. Information regarding this process is included in the standard contract terms.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

SANTANDER CONSUMER (UK) PLC is a leading financial services company based in the United Kingdom. The company offers a range of products and services including loans, credit cards, and insurance to both individuals and businesses.

Their sustainability program is focused on promoting responsible and ethical practices in their operations. They aim to reduce their environmental impact by implementing energy-efficient measures and promoting recycling and waste reduction. They also support various community initiatives and charitable causes through their Santander Foundation.

The company is led by CEO Nathan Bostock and has a dedicated team of professionals who are committed to providing excellent customer service and driving the company's growth. They are also committed to diversity and inclusion, with a focus on promoting equal opportunities for all employees.

For customers, SANTANDER CONSUMER (UK) PLC offers a range of products and services tailored to their needs. Their loans and credit cards have competitive interest rates and flexible repayment options. They also offer insurance products for personal and business needs, providing peace of mind to their customers.

The company's registered office address is 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Customers can contact them through their website, www.santander.co.uk, or by phone at 0800 389 7000.

In conclusion, SANTANDER CONSUMER (UK) PLC is a reputable financial services company with a strong focus on sustainability and customer satisfaction. With a dedicated team and a range of products and services, they strive to meet the financial needs of their customers while promoting responsible practices.

Financial Metrics

Cash
£26,535,000
Net Worth
£963,139,000
Total Current Assets
£4,227,479,000
Total Current Liabilities
£4,610,153,000

Company Location