Score of 90.2/100 qualifies for PaymentCheck Certification
CCLA Investment Management Limited demonstrates a strong average payment time of 16 days, well within standard net-30 terms, indicating a generally prompt payment culture. The majority of invoices (88%) are settled within 30 days, with a relatively small proportion falling into the 31-60 day bracket (8%) and a minor tail of payments exceeding 60 days (4%). This distribution suggests a broadly consistent and efficient payment process, with only a small volume of invoices experiencing meaningful delays.
Despite the favourable average payment speed, the 21% late payment rate presents a notable inconsistency that warrants attention, as it indicates roughly one in five invoices is not settled on the originally agreed terms. This gap between the strong average payment time and the elevated late payment percentage suggests that while most payments are processed quickly, a recurring subset of invoices experiences delays, potentially due to internal approval processes or invoice query handling. Suppliers should anticipate some unpredictability on a minority of transactions, even if the overall financial exposure remains limited.
Overall, CCLA Investment Management Limited represents a relatively low-risk payment counterparty, with a 16-day average and 88% within-terms performance providing a solid foundation for a trading relationship. However, the 21% late payment rate should not be overlooked, and suppliers are advised to maintain clear invoice documentation and proactive follow-up procedures to minimise the risk of their invoices falling into the delayed cohort. Establishing agreed payment terms in writing and setting internal reminders at day 25 would be a prudent mitigation strategy for new or high-value engagements.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Dec 2025 | 10 Feb 2026 | 16 | 88% | 8% | 4% | 21% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
30 days
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Direct contact with suppliers via email/phone to resolve any issues.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
CCLA Investment Management Limited is a private limited company operating within the investment management sector in the United Kingdom. The company specialises in the professional management of investment portfolios and financial assets on behalf of its clients.
The company was incorporated on 26 October 1987 and is registered in England and Wales under company number 02183088. Its registered office is located at 1 Angel Lane, London, EC4R 3AB, placing it within the heart of the City of London, one of the world's leading financial centres.
As an investment management firm operating in the UK market, CCLA Investment Management Limited provides services that typically encompass the management of pooled investment funds, asset allocation, and portfolio administration. Such organisations are authorised and regulated within the UK's financial services framework and serve a range of institutional and professional clients.
With over three decades of continuous operation since its incorporation in 1987, CCLA Investment Management Limited represents an established presence within the UK investment management industry. The company's active status confirms it continues to operate and fulfil its obligations as a registered UK business.