Score of 90.2/100 qualifies for PaymentCheck Certification
CCLA Investment Management Limited demonstrates a strong average payment time of 16 days, well within standard net-30 terms, indicating a generally prompt payment culture. The majority of invoices (88%) are settled within 30 days, with a relatively small proportion falling into the 31-60 day bracket (8%) and a minor tail of payments exceeding 60 days (4%). This distribution suggests a broadly consistent and efficient payment process, with only a small volume of invoices experiencing meaningful delays.
Despite the favourable average payment speed, the 21% late payment rate presents a notable inconsistency that warrants attention, as it indicates roughly one in five invoices is not settled on the originally agreed terms. This gap between the strong average payment time and the elevated late payment percentage suggests that while most payments are processed quickly, a recurring subset of invoices experiences delays, potentially due to internal approval processes or invoice query handling. Suppliers should anticipate some unpredictability on a minority of transactions, even if the overall financial exposure remains limited.
Overall, CCLA Investment Management Limited represents a relatively low-risk payment counterparty, with a 16-day average and 88% within-terms performance providing a solid foundation for a trading relationship. However, the 21% late payment rate should not be overlooked, and suppliers are advised to maintain clear invoice documentation and proactive follow-up procedures to minimise the risk of their invoices falling into the delayed cohort. Establishing agreed payment terms in writing and setting internal reminders at day 25 would be a prudent mitigation strategy for new or high-value engagements.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Dec 2025 | 10 Feb 2026 | 16 | 88% | 8% | 4% | 21% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
30 days
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Direct contact with suppliers via email/phone to resolve any issues.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
CCLA Investment Management Limited is a London-based asset manager providing investment services to charities, churches, local authorities and professional investors. It manages funds across equities, multi-asset, cash and bonds, and property strategies, and describes its approach as Good Investment, combining financial returns with stewardship and engagement on issues such as climate, mental health and modern slavery. It supports Church of England investors and states it manages investments for more UK charities than any other asset manager. The company reports around £14.6 billion in assets under management and over 180 staff supporting clients across the UK.
Generated from the company's website and Companies House records. Sources: ccla.co.uk