CAPITAL HOME LOANS LIMITED

PaymentCheck Score 2022
87Good
4.0vs last year
#1201 in UK
#189 in Financial Services
#194 in South East

Company Information

Company Number
02174236
Registered Address
Admiral House, Harlington Way, Fleet, Hampshire, GU51 4YA
Status
Active
Employee Count
122
Turnover
£32,254,000
EBITDA
-£14,647,000

Additional Details

Company Type
Private limited Company
Incorporated On
6 October 1987
Nature of Business
64922 - Activities of mortgage finance companies
64999 - Financial intermediation not elsewhere classified
Industries
Financial Services
Region
South East

Time to Pay

Average Time to Pay
25 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
85%
31-60 Days
13%
After 60 Days
2%
Not Paid Within Terms16%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2022-07-22
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2022 - 30 Jun 202222 Jul 20222585%13%2%16%
01 Jul 2021 - 31 Dec 202118 Jan 20222289%9%2%11%
01 Jan 2021 - 30 Jun 202119 Jul 20211988%9%3%12%
01 Jul 2020 - 31 Dec 202028 Jan 20211791%7%2%11%
01 Jan 2020 - 30 Jun 202023 Jul 20202584%11%5%22%
01 Jul 2019 - 31 Dec 201929 Jan 20201893%5%2%11%
01 Jan 2019 - 30 Jun 201926 Jul 20191991%5%4%10%
01 Jul 2018 - 31 Dec 201816 Jan 20191888%7%5%14%
01 Jan 2018 - 30 Jun 201826 Jul 20182385%12%3%12%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Our standard payment terms are 30 days from the date of the invoice and our maximum contratual payment is 30 days.

Were there any changes to the standard payment terms in the reporting period?

No

Any other information about payment terms

N/A

Maximum contractual payment period agreed

30

Dispute Resolution Process

Where any invoices sent for payment are subsequently disputed, either on the supplier side or the company side, they will be returned to the business for escalation and resolution within the business area.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

Capital Home Loans Limited is a UK-based financial institution that specializes in providing mortgage loans to individuals and businesses. The company was established in 1997 and is currently headquartered in London, England.

As part of their sustainability efforts, Capital Home Loans Limited has implemented various programs and initiatives to reduce their environmental impact. They have a paperless application process and offer online account management to reduce paper waste. The company also uses energy-efficient technologies in their office buildings and encourages their employees to use public transport or carpooling for their daily commute.

The main product of Capital Home Loans Limited is their mortgage loan, which caters to individuals and businesses looking to purchase a property or refinance an existing loan. They offer a range of mortgage options, including fixed-rate, variable-rate, and buy-to-let loans. The company also provides personalized advice and assistance to help their clients make informed decisions about their mortgage.

The key people at Capital Home Loans Limited include the CEO, Andrew Fadoju, and the Managing Director, David Groom. Both have extensive experience in the financial industry and are committed to providing high-quality services to their clients.

For more information about their products and services, interested individuals can visit Capital Home Loans Limited's website at www.chl.co.uk. The registered office address is 5 New Street Square, London, EC4A 3TW, United Kingdom. Customers can also contact the company through their customer service hotline at 0845 848 0220 or via email at info@chl.co.uk.

Financial Metrics

Cash
£105,748,000
Net Worth
£98,269,000
Total Current Assets
£1,352,669,000
Total Current Liabilities
£1,255,197,000

Company Location