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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Financial Services›BMW FINANCIAL SERVICES (GB) LIMITED

BMW FINANCIAL SERVICES (GB) LIMITED

PaymentCheck Score 2025
99Excellent
↓ 0.2vs last year
#129 in UK
#26 in South East

Ranked in 2 industries

  • 5th of 483 in Road Travel
  • 36th of 717 in Financial Services

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
01288537
Registered Address
Summit One, Summit Avenue, Farnborough, England, GU14 0FB
Status
Active
Employee Count
984
Turnover
£1,117,892,000
EBITDA
£43,818,000

Additional Details

Website
https://mini.co.uk/
Company Type
Private limited Company
Incorporated On
30 November 1976
Nature of Business
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Industries
Financial Services, Road Travel
Region
South East
Get notified when Bmw Financial Services (gb) Limited's payment practices change.
Eligible for Certification

Score of 99.4/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
2 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
99%
31-60 Days
1%
After 60 Days
0%
Not Paid Within Terms1%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-28
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jun 2025 - 31 Dec 202528 Jan 2026299%1%0%1%
01 Jan 2025 - 30 Jun 202530 Jul 2025399%1%0%1%
01 Jul 2024 - 31 Dec 202430 Jan 2025299%1%0%1%
01 Jan 2024 - 30 Jun 202430 Jul 2024299%0%0%0%
01 Jul 2023 - 31 Dec 202329 Jan 2024399%1%0%1%
01 Jan 2023 - 30 Jun 202328 Jul 2023299%0%0%1%
01 Jul 2022 - 31 Dec 202230 Jan 2023299%0%0%0%
01 Jan 2022 - 30 Jun 202227 Jul 2022299%0%0%1%
01 Jul 2021 - 31 Dec 202128 Jan 2022299%0%0%1%
01 Jan 2021 - 30 Jun 202130 Jul 2021299%0%0%1%
01 Jan 2020 - 30 Jun 202023 Jul 2020399%1%1%1%
01 Jul 2019 - 31 Dec 201930 Jan 2020299%0%0%0%
01 Jan 2019 - 30 Jun 201929 Jul 2019299%0%0%1%
01 Jul 2018 - 31 Dec 201828 Jan 2019399%1%1%1%
01 Jan 2018 - 30 Jun 201823 Jul 2018399%1%1%1%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Under BMW Financial Services (GB) Limited’s standard contractual terms we commit to the payment of all undisputed sums due within 30 days of receipt of a valid invoice into our Accounts Payable department.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

In the event of a dispute, in accordance with our dispute resolution procedure, both parties should attempt to resolve any dispute arising promptly by negotiation. The dispute should be referred for discussion between the relevant Contract Managers. If the parties are unable to resolve the dispute within 30 days of the commencement of the discussions, the dispute shall be referred for a further period of 30 days to appropriate nominated executives or officers of each Party who are suitably senior, experienced and authorised to discuss and settle the dispute. If the Parties fail to agree on a resolution to a dispute either Party may refer any dispute for mediation under the Model Mediation Procedure (MMP) of the Centre of Dispute Resolution (CEDR) in London for the time being in force in accordance with CEDR's Model Mediation Agreement for the time being in force

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

BMW Financial Services (GB) Limited is a UK finance house incorporated in 1976, registered under the SIC code for credit granting by non-deposit taking finance houses and specialist consumer credit grantors. It forms part of the BMW Group's operations in the UK, providing motor finance and credit facilities connected with BMW and MINI vehicles. The evidence links the company to the MINI brand's UK presence, which offers vehicle purchase, financing arrangements and related motoring services to customers. As a financial services entity within a larger vehicle manufacturing group, its core role is arranging and granting credit for vehicle purchases rather than manufacturing or selling cars itself.

Generated from the company's website and Companies House records. Sources: mini.co.uk

Financial Metrics

Cash
£375,000
Net Worth
£939,271,000
Total Current Assets
£4,484,454,000
Total Current Liabilities
£9,595,240,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell