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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Property›S.D.C. BUILDERS LIMITED

S.D.C. BUILDERS LIMITED

PaymentCheck Score 2025
58Fair
↓ 2.5vs last year
#3181 in UK
#523 in South East

Ranked in 3 industries

  • 170th of 304 in Property-related Goods And Services
  • 475th of 668 in Infrastructure And Construction
  • 462nd of 645 in Property

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
01251716
Registered Address
Limegrove House, Caxton Road, Bedford, England, MK41 0QQ
Status
Active
Employee Count
369
Turnover
£246,923,000
EBITDA
£3,004,000

Additional Details

Website
https://www.sdc.co.uk/
Phone
Company Type
Private limited Company
Incorporated On
26 March 1976
Nature of Business
41201 - Construction of commercial buildings
Industries
Property, Infrastructure And Construction, Property-related Goods And Services
Region
South East
Get notified when S.d.c. Builders Limited's payment practices change.
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
38 days
Shortest Period:7 days
Longest Period:78 days
Max Contractual:78 days

Payment Timeline

Within 30 Days
33%
31-60 Days
63%
After 60 Days
4%
Not Paid Within Terms7%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Company Review

Trend Analysis

S.D.C. BUILDERS LIMITED consistently pays within a 31-60 day window, with an average payment time of 40 days, indicating a clear payment pattern. Only 28% of payments are made within 30 days, suggesting suppliers should not expect quick turnaround. The company's trajectory shows a strong preference for settling invoices in the second month.

Volatility Analysis

Payment reliability is moderate; while 65% of payments fall predictably within 31-60 days, 11% are recorded as late, with 7% extending beyond 60 days. This indicates a consistent risk of delays beyond the primary payment window, impacting predictability for a notable portion of invoices.

Summary Analysis

Suppliers should anticipate an average payment cycle of 40 days, requiring clear contractual terms that align with this extended timeframe. To mitigate the risk of late payments (11%) and those exceeding 60 days (7%), consider negotiating flexible payment terms or implementing clear late payment clauses.

Performance Reports History

Reporting Period Filed: 2026-04-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2025 - 31 Mar 202630 Apr 20263833%63%4%7%
01 Apr 2025 - 30 Sept 202524 Oct 20254028%65%7%11%
01 Oct 2024 - 31 Mar 202530 Apr 20253927%67%6%9%
01 Apr 2024 - 30 Sept 202425 Oct 20243833%62%5%7%
01 Oct 2023 - 31 Mar 202430 Apr 20243936%58%6%8%
01 Apr 2023 - 30 Sept 202302 Nov 20233929%65%6%8%
01 Oct 2022 - 31 Mar 202328 Apr 20233931%62%7%9%
01 Apr 2022 - 30 Sept 202231 Oct 20223930%63%7%9%
01 Oct 2021 - 31 Mar 202230 Apr 20223930%63%7%7%
01 Apr 2021 - 30 Sept 202128 Oct 20213931%63%6%9%
01 Oct 2020 - 31 Mar 202130 Apr 20213735%60%5%8%
01 Apr 2020 - 30 Sept 202030 Oct 20203735%62%3%6%
01 Oct 2019 - 31 Mar 202001 May 20203827%68%5%7%
01 Apr 2019 - 30 Sept 201929 Oct 20193929%62%9%11%
01 Oct 2018 - 31 Mar 201930 Apr 20193930%63%7%11%
01 Apr 2018 - 30 Sept 201823 Oct 20184117%79%4%10%
01 Oct 2017 - 31 Mar 201825 Apr 20184119%75%6%11%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

The payment terms operated by SDC Builders Limited varies depending upon the type of supply and, in some instances, for who our end client is. Material purchases are paid at the end of the month following the month of invoice. The standard terms for paying the majority of subcontractors is 49 days from the date of the main contract valuation. There are however some exceptions where certain works done for specific clients are paid on terms of 60 days and 78 days.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

78

Dispute Resolution Process

Subcontract issues should be addressed to the quantity surveyor responsible for the particular job worked on. They can then discuss any disputes and hopefully resolve the issues before notifying accounts to make a payment. Material invoices are agreed to details provided by the buying department and should an issue arise in pricing discrepancies then they tend to be dealt with by the accounts team along with the buying department. If the issue is in respect of the quality or other non pricing matters then it will be an issue for the buying department, site managers, surveyors and supplier to discuss and hopefully resolve any issues.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

S.D.C. Builders Limited, registered in Bedford and incorporated in 1976, trades as SDC. It is a main contractor providing construction and building services across sectors including science and technology, education, workspace, leisure, accommodation and conservation projects. The company operates from head offices in Bedford, with regional offices in Cambridge and Oxford, delivering projects across East Anglia, the Midlands and the South-East. It describes itself as employee-owned, with its entire share capital held by an Employee Benefit Trust. Its work involves surveying, designing and constructing buildings, including recent laboratory, office and refurbishment projects for clients in the Cambridge Biomedical Campus and Cambridge North cluster.

Generated from the company's website and Companies House records. Sources: sdc.co.uk · sdc.co.uk · sdc.co.uk

Financial Metrics

Cash
£38,429,639
Net Worth
£22,870,580
Total Current Assets
£125,379,712
Total Current Liabilities
£109,045,969

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell