E.G. Carter & Company Limited maintains an average payment time of 32 days, sitting just marginally above the standard 30-day benchmark. The majority of payments (54%) fall within the 31-60 day window, suggesting a consistent pattern of slightly delayed settlement rather than timely payment. Only 3% of payments extend beyond 60 days, indicating that while lateness is common, severe delays are rare.
Payment behaviour is relatively predictable, with 97% of invoices settled within 60 days and late payments confined to just 3% of transactions. The concentration of payments in the 31-60 day band points to a systematic payment cycle that runs slightly beyond standard terms, rather than erratic or unpredictable behaviour. This low volatility reduces financial forecasting risk for suppliers, though consistent mild lateness should still be factored into cash flow planning.
E.G. Carter & Company Limited presents a low-to-moderate risk profile, suitable for ongoing supply relationships provided payment terms are structured to accommodate their typical 32-day settlement pattern. Suppliers should consider setting internal payment expectations at 35-40 days rather than 30 to avoid cash flow disruption. To mitigate residual risk, implementing clear invoice follow-up procedures at the 30-day mark and reviewing credit limits periodically is advisable.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 22 Jan 2026 | 32 | 43% | 54% | 3% | 3% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Purchase Ledger payments are generally paid either midway through the following month or at the end of the following month. There are two payment runs per month. Subcontract invoices are generally paid at the end of the month following invoice unless different terms specified within the contract.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
61
We try to resolve any disputes should they arise in a timely manner to the satisfaction of all parties.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
E.G. Carter & Company Limited is a private limited company operating under the Carter name, a trading identity associated with construction and building services in the United Kingdom. The company has maintained an active status throughout its history, reflecting a sustained presence in its sector.
The company is registered in England and Wales under company number 00790763 and is headquartered at Bybrook House, Lower Tuffley Lane, Gloucester, GL2 5EE, placing it within the South West region. Incorporated on 5 February 1964, E.G. Carter & Company Limited has been an established business entity for over six decades.
As a private limited company of this nature operating in the South West, such organisations typically provide services across construction, civil engineering, building contracting, or related trade disciplines, serving both public and private sector clients. These businesses commonly undertake projects ranging from infrastructure development to commercial and residential building works within their regional market.
With a trading history spanning more than 60 years, E.G. Carter & Company Limited represents a long-standing presence within the Gloucester business community and the broader South West region.