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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Financial Services›SAGA SERVICES LIMITED

SAGA SERVICES LIMITED

PaymentCheck Score 2025
67Fair
↓ 14.5vs last year
#3322 in UK
#1374 in London

Industry ranking

  • 630th of 717 in Financial Services

Company Information

Company Number
00732602
Registered Address
3 Pancras Square, London, United Kingdom, N1C 4AG
Status
Active
Employee Count
995
Turnover
£117,756,000
EBITDA
-£19,402,000

Additional Details

Website
https://saga.co.uk/insurance
Phone
Company Type
Private limited Company
Incorporated On
15 August 1962
Nature of Business
66220 - Activities of insurance agents and brokers
Industries
Financial Services
Region
London
Get notified when Saga Services Limited's payment practices change.
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
26 days
Shortest Period:7 days
Longest Period:60 days
Max Contractual:60 days

Payment Timeline

Within 30 Days
72%
31-60 Days
26%
After 60 Days
2%
Not Paid Within Terms30%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-02-27
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Aug 2025 - 31 Jan 202627 Feb 20262672%26%2%30%
01 Feb 2025 - 31 Jul 202528 Aug 20253156%42%2%46%
01 Aug 2024 - 31 Jan 202510 Mar 20253261%36%3%40%
01 Feb 2024 - 31 Jul 202421 Aug 20243256%40%4%48%
01 Aug 2023 - 31 Jan 202429 Feb 20242778%19%3%23%
01 Feb 2023 - 31 Jul 202305 Sept 20232489%10%1%14%
01 Aug 2022 - 31 Jan 202323 Feb 20232291%7%2%12%
01 Feb 2022 - 31 Jul 202218 Aug 20222089%10%1%13%
01 Aug 2021 - 31 Jan 202228 Feb 20221887%12%1%14%
01 Feb 2021 - 31 Jul 202123 Aug 20212197%3%0%3%
01 Aug 2020 - 31 Jan 202124 Feb 20213180%12%8%23%
01 Aug 2019 - 31 Jan 202026 Feb 20201883%15%2%20%
01 Feb 2019 - 31 Jul 201929 Aug 20192698%2%0%30%
01 Aug 2018 - 31 Jan 201927 Feb 20191789%11%0%9%
01 Feb 2018 - 31 Jul 201830 Aug 20182271%29%0%37%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

30 day standard terms on receipt of invoice. Maximum payment terms of 60 days. There have been no changes to standard terms and it would be agreed with suppliers for any changes to their payment terms.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

60

Dispute Resolution Process

Supplier would contact Accounts Payable. It is possible that Saga Services Ltd have not received the invoice so a copy can be sent to resolve and paid as quickly as possible. If Saga Services Ltd have received the invoice but it hasn't yet been authorised, the authoriser will be contacted to understand why and potentially enter into dialogue with the supplier.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Saga Services Limited is a registered UK company operating within the Saga group, which is known for products and services aimed at people over 50. According to Companies House records, its classified business activity is that of an insurance agent or broker, arranging insurance cover such as car, home, travel and health policies. The wider Saga group also offers holidays, cruises, financial products and a magazine, but these broader activities belong to the group as a whole rather than to this specific registered entity. The company's registered office is in London, and it has been incorporated since 1962, reflecting its long-standing role within the Saga brand's insurance operations.

Generated from the company's website and Companies House records. Sources: saga.co.uk · saga.co.uk

Financial Metrics

Cash
£16,729,000
Net Worth
£9,413,000
Total Current Assets
£120,986,000
Total Current Liabilities
£189,132,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell