PROVIDENT PERSONAL CREDIT LIMITED
Company Information
- Company Number
- 00146091
- Registered Address
- No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU
- Status
- Liquidation
- Employee Count
- 847
- Turnover
- £68,100,000
- EBITDA
- -£157,700,000
Additional Details
- Website
- https://petesdeals.co.uk/
- Company Type
- Private limited Company
- Incorporated On
- 20 February 1917
- Nature of Business
- 64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Industries
- Financial Services
- Region
- Yorkshire and The Humber
Time to Pay
Payment Timeline
Payment Features
Performance Reports History
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2021 - 31 Dec 2021 | 24 Jan 2022 | 38 | 83% | 10% | 7% | 20% |
| 01 Jan 2021 - 30 Jun 2021 | 26 Jul 2021 | 31 | 86% | 9% | 5% | 16% |
| 01 Aug 2019 - 31 Dec 2019 | 28 Jan 2020 | 30 | 71% | 16% | 13% | 32% |
| 01 Jan 2019 - 30 Jun 2019 | 29 Jul 2019 | 29 | 84% | 9% | 7% | 18% |
| 01 Jul 2018 - 31 Dec 2018 | 25 Jan 2019 | 30 | 82% | 12% | 6% | 25% |
| 01 Jan 2018 - 30 Jun 2018 | 27 Jul 2018 | 29 | 78% | 16% | 6% | 32% |
Payment Time Trends
Payment Distribution Trends
Invoice Payment Practices
This information is as reported by the business, and responses are in their own words.
Payment Terms
Standard payment terms
30 days from date of invoice
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
Dispute Resolution Process
With regard to disputes, suppliers should refer to the terms of trade and the terms and conditions of the purchase, and contact either the individual who placed the order from the Company, or the Contract Manager for their relationship.
Other Payment Information
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Company Summary
Provident Personal Credit Limited is a UK-based financial services company that specializes in providing personal loans to individuals. The company was founded in 1880 and has since grown to become one of the largest providers of home credit in the UK.
The company's sustainability program is focused on reducing its environmental impact by implementing eco-friendly practices in its operations. This includes using energy-efficient equipment and reducing paper usage through digital processes. Provident Personal Credit Limited also works with local communities to support various charities and initiatives.
The company offers a range of products and services, including short-term loans, home credit loans, and online loans. Their loans are designed to cater to the needs of individuals who may have difficulty obtaining credit from traditional lenders. Provident Personal Credit Limited also provides financial education and guidance to its customers to help them manage their money effectively.
Key people in Provident Personal Credit Limited include Malcolm Le May, the Chief Executive Officer, and Alison Bowling, the Chief Financial Officer. The company's registered office is located in Bradford, UK.
Their website address is www.providentpersonalcredit.com, where customers can apply for loans and manage their accounts. The registered office address is No. 1 Godwin Street, Bradford, West Yorkshire, BD1 2SU, UK.
In summary, Provident Personal Credit Limited is a well-established financial services company in the UK that offers personal loans and is committed to sustainability and supporting local communities. Their range of products and services cater to individuals who may have difficulty obtaining credit from traditional lenders, and their website and registered office provide easy access to their services and support.
