While there is a demonstrable improvement in payment practices, the 4.8-point increase across the board from 2024 to 2025 is relatively small. This suggests a slow but positive shift, but also highlights that there is still significant scope for improvement in payment performance within the train travel sector. If you are affected by late payments, here's a late payment calculator that can help you determine the amount of interest and compensation you're entitled to.
In 2025, train travel payment practices performance increased slightly: from 62.5 to 67.3.

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The year-on-year decline of 0.1 points, while statistically insignificant, suggests a stagnation in payment performance