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North West Payment Practices Report 2025

8 December 2025•By Alastair Campbell, Founder•Reports

North West Companies Outpace UK Average in Payment Performance

The Numbers

  • Companies Analysed: 405
  • Average PaymentCheck Score (North West): 65.4/100
  • UK Average PaymentCheck Score: 50.0/100
  • North West Average Above UK Average: 15.4 points

What Stands Out

While the North West is ahead of the national average, a wide performance gap exists with some companies achieving perfect scores and others struggling significantly, suggesting a lack of consistency. Furthermore, the dominance of one company (PAYSTREAM MY MAX) in the top payer list across multiple entities is interesting and warrants further investigation into their specific payment strategies.

Best Payers

The top payers in the North West demonstrate what's achievable when payment processes are prioritised.

  1. PERSHING SECURITIES LIMITED - 100/100
  2. PAYSTREAM MY MAX HOLDINGS LIMITED - 100/100
  3. PAYSTREAM MY MAX 3 LIMITED - 100/100
  4. FOCUSED GROUP LIMITED - 100/100
  5. PAYQUEST GROUP LIMITED - 99.6/100

Worst Payers

The bottom payers paint a less flattering picture, highlighting major companies with significant room for improvement.

  1. BOOHOO.COM UK LIMITED - 11.2/100
  2. CAMMELL LAIRD SHIPREPAIRERS & SHIPBUILDERS LIMITED - 13.2/100
  3. THG SHARED SERVICES LIMITED - 14.3/100
  4. SHOP DIRECT FINANCE COMPANY LIMITED - 16.3/100
  5. SCHOELLER ALLIBERT LIMITED - 19.7/100

Sector Breakdown

The sector breakdown, while limited by small sample sizes in some areas, does reveal some pockets of excellence.

  • Physical Health: 99.6 avg (1 companies)
  • Data: 97.2 avg (1 companies)
  • Human Resources: 92.2 avg (11 companies)
  • Train Travel: 86.8 avg (1 companies)
  • Care Services: 83.0 avg (8 companies)

The Human Resources sector's average of 92.2, based on 11 companies, suggests a strong commitment to prompt payment within that industry in the region. However, the overall limited company numbers per sector mean it's hard to draw any firm conclusions.

Calculate your late payment interest and compensation with our late payment calculator.

While the North West averages 65.4/100, Boohoo.com UK Limited's score of 11.2/100 demonstrates a significant disparity that drags down the region's overall payment performance.

2025: The Story

North West payment performance saw a slight dip in 2025, with the average score falling by 0.2 points to 65.4/100 across a reduced pool of 405 companies. While the regional average stagnated, individual company performance showed significant shifts; METER FIT 5 LIMITED notably improved by 35.7 points to achieve an impressive 98.0/100, demonstrating what focused effort can achieve. Conversely, CATALYST HEALTHCARE (ROMFORD) LIMITED experienced a concerning decline of 5.3 points, bringing their score down to a sub-par 49.8/100. The data also saw 87 companies exit and notable new entrants like VITAL HUMAN RESOURCES LIMITED (99.6/100) setting high benchmarks, suggesting a dynamic, albeit slightly more challenging, payment landscape. Suppliers should be mindful of these individual fluctuations and the overall tightening in the reporting pool when assessing their clients.

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Categories

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Recent Posts

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Resources

  • Late Invoice Calculator
  • Company Search
  • Browse by Sector
  • Browse by Region

Share Your Story

Have you experienced late payments? Share your story to help other businesses.

Submit Your Story

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell