Commerce Models See Marginal Dip: Payment Practices Score Drops From 64.0 to 63.0

The Comparison

Here's a snapshot of payment practices across commerce models in 2024 and 2025:

• 2024: Analysis of 211 companies revealed an average payment practices score of 64.0 out of 100.
• 2025: A slightly smaller sample of 181 companies yielded an average score of 63.0 out of 100.

What This Means

The 1.0-point decline in the average payment practices score from 2024 to 2025 represents a very small shift. While the sample size decreased from 211 to 181 companies, the magnitude of change in the payment practice scores is not significant, possibly indicating consistent payment behaviour across the examined commerce models, or that any changes in the composition of the sample population evened out at the aggregate level. Businesses concerned about late payments can use a late payment calculator to assess the impact on cash flow.

Summary: Payment practices in commerce models saw a small decline, with average scores shifting from 64.0 (211 companies) in 2024 to 63.0 (181 companies) in 2025.