PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards

Categories

Loading categories...

Recent Posts

Loading recent posts...

Resources

  • Late Invoice Calculator
  • Company Search
  • Browse by Sector
  • Browse by Region

Share Your Story

Have you experienced late payments? Share your story to help other businesses.

Submit Your Story

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
← Back to Reports

Commerce Models Payment Practices Report 2025

12 January 2026•By Alastair Campbell, Founder•Reports

UK Commerce Models Paying Suppliers Better Than Average, But Disparities Remain

The Numbers

  • Companies analysed: 181
  • Average PaymentCheck Score (Commerce Models sector): 63.0/100
  • UK average PaymentCheck Score (all sectors): 50.0/100
  • Difference: Commerce Models is 13.0 points above the UK average
  • Top payer: Slater Menswear (97.6/100)
  • Bottom payer: Jimmy Choo Group Limited (4.5/100)
  • Regional highest average: Wales (71.6/100, 4 companies)
  • Regional lowest average: London & East of England tied (65.8/100)

What Stands Out

While the Commerce Models sector appears healthier than the UK average, the vast chasm between the best and worst payers – Slater Menswear's score is over 21 times higher than Jimmy Choo's – suggests significant internal discrepancies and a wide range of payment ethics. Despite being the location for the largest number of companies analysed, London's average PaymentCheck Score aligns with the East of England at 65.8/100, suggesting factors beyond mere geographical location influence payment performance.

Best Payers

  1. SLATER MENSWEAR - 97.6/100
  2. CHRISTIE MANSON & WOODS LIMITED - 97.5/100
  3. JO MALONE LIMITED - 97.2/100
  4. JUST EAT.CO.UK LTD - 96.7/100
  5. CINCH CARS LIMITED - 96.3/100

Worst Payers

  1. JIMMY CHOO GROUP LIMITED - 4.5/100
  2. BOOHOO.COM UK LIMITED - 11.2/100
  3. PZ CUSSONS BEAUTY LLP - 24.95/100
  4. ABB LIMITED - 25.2/100
  5. BRITVIC SOFT DRINKS LIMITED - 28.9/100

Regional Patterns

Although the sample sizes are small, Wales, Scotland, and Northern Ireland boast higher regional average PaymentCheck Scores than London, which had the largest pool of companies; this may indicate that size and complexity are barriers to better payment practices, but this needs further investigation using a larger and more diverse sample.

Consider using a late payment calculator to understand the cost of delayed invoices.

One-line takeaway: With a score of 4.5/100, the worst payer, Jimmy Choo Group Limited, highlights that even within a relatively strong sector, some businesses severely lag behind on payment performance.

2025: The Story

Commerce Models' overall payment performance saw a slight dip in 2025, with the average score across 181 companies declining by 1.0 point to 63.0. This year highlighted notable shifts in individual company practices, rather than a broad sector trend. ESTEE LAUDER COSMETICS LIMITED emerged as a top performer, dramatically improving its score by an impressive 24.1 points to reach 90.2/100, showcasing a significant commitment to timely payments. Conversely, LIBERTY RETAIL LIMITED experienced a notable decline of 6.1 points, bringing its score to 59.2/100, now sitting below the overall average. While the overall landscape saw fewer companies tracked, major players like APPLE (UK) LIMITED (64.8/100) and DFS TRADING LIMITED (66.9/100) joined the dataset, adding new significant names to monitor. Suppliers should pay close attention to the specific payment trends of their individual clients, as company-level changes were more pronounced than market-wide movements.

Still waiting to be paid?

A reminder from you is easy to ignore. PaymentCheck sends a formal late payment notice on your behalf — from a third party that publicly tracks the payment behaviour of 9,600+ UK companies. Free, and it takes 60 seconds.

Read next

Late payment in the UK is quietly improving — but your invoice still depends on who you sell to

Late payment in the UK is quietly improving — but your invoice still depends on who you sell to

We analysed over 100,000 published UK payment-practice reports. Late payment is falling — from 20% of invoices paid outs

UK Company Payment Practices 2025: Biggest Risers, Fallers & New Entrants

How UK companies' payment practices changed in 2025 — the biggest improvers, the firms slipping, and the strongest new e

Agriculture Payment Practices Report 2025

The UK agriculture sector is significantly outperforming the UK average for payment practices, suggesting a degree of fi

Northern Ireland Payment Trends: 2024 vs 2025

The year-on-year decline of 0.1 points, while statistically insignificant, suggests a stagnation in payment performance

Categories

Loading categories...

Recent Posts

Loading recent posts...

Resources

  • Late Invoice Calculator
  • Company Search
  • Browse by Sector
  • Browse by Region

Share Your Story

Have you experienced late payments? Share your story to help other businesses.

Submit Your Story

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell