PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards

Categories

Loading categories...

Recent Posts

Loading recent posts...

Resources

  • Late Invoice Calculator
  • Company Search
  • Browse by Sector
  • Browse by Region

Share Your Story

Have you experienced late payments? Share your story to help other businesses.

Submit Your Story

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
← Back to Reports

Commerce Models Payment Practices Report 2022

13 January 2023•By Alastair Campbell, Founder•Reports

UK Commerce Models Pay Suppliers Better Than Average, But Wide Gaps Persist

The Numbers

  • Companies Analysed: 221
  • Average PaymentCheck Score (Commerce Models): 62.8/100
  • UK Average PaymentCheck Score (All Sectors): 50.0/100
  • Commerce Models Sector Advantage: 12.8 points above UK average
  • Top PaymentCheck Score: 99.2/100 (JOS RICHARDSON & SON LIMITED)
  • Lowest PaymentCheck Score: 20.4/100 (AO MOBILE LIMITED)
  • Regional Average (East of England): 72.4/100 (14 companies)
  • Regional Average (Yorkshire and The Humber): 69.0/100 (17 companies)
  • Regional Average (London): 67.4/100 (68 companies)
  • Regional Average (Wales): 65.2/100 (4 companies)
  • Regional Average (South East): 61.3/100 (21 companies)

What Stands Out

The Commerce Models sector, at 62.8/100, outperforms the UK average, which is a good sign. However, the significant spread between the top and bottom payers – nearly 80 points – reveals dramatic inconsistency in payment practices, indicating that many suppliers face very different realities.

Best Payers

  1. JOS RICHARDSON & SON LIMITED - 99.2/100
  2. SLATER MENSWEAR - 98.93/100
  3. CHRISTIE MANSON & WOODS LIMITED - 98.1/100
  4. QUALITY SAVE LIMITED - 98.02/100
  5. EVRI LIMITED - 96.3/100

Worst Payers

  1. AO MOBILE LIMITED - 20.4/100
  2. ABB LIMITED - 20.75/100
  3. MCCORMICK (UK) LIMITED - 22.56/100
  4. SHOP DIRECT HOME SHOPPING LIMITED - 25.15/100
  5. MONSOON BRANDS LTD - 25.8/100

Regional Patterns

The East of England leads the way with an average PaymentCheck score of 72.4, while the South East lags behind at 61.3. London, with the largest sample size (68 companies), sits comfortably in the middle at 67.4. While there are regional differences, the dataset may be too small in Wales and the East of England to draw definitive conclusions.

Suppliers who are dealing with late payments might find a late payment calculator useful.

The takeaway: While the Commerce Models sector's average of 62.8 is above the UK average, the presence of payers as low as 20.4 shows that suppliers need to do their homework before agreeing to payment terms.

Still waiting to be paid?

A reminder from you is easy to ignore. PaymentCheck sends a formal late payment notice on your behalf — from a third party that publicly tracks the payment behaviour of 9,600+ UK companies. Free, and it takes 60 seconds.

Read next

Late payment in the UK is quietly improving — but your invoice still depends on who you sell to

Late payment in the UK is quietly improving — but your invoice still depends on who you sell to

We analysed over 100,000 published UK payment-practice reports. Late payment is falling — from 20% of invoices paid outs

UK Company Payment Practices 2025: Biggest Risers, Fallers & New Entrants

How UK companies' payment practices changed in 2025 — the biggest improvers, the firms slipping, and the strongest new e

Agriculture Payment Practices Report 2025

The UK agriculture sector is significantly outperforming the UK average for payment practices, suggesting a degree of fi

Northern Ireland Payment Trends: 2024 vs 2025

The year-on-year decline of 0.1 points, while statistically insignificant, suggests a stagnation in payment performance

Categories

Loading categories...

Recent Posts

Loading recent posts...

Resources

  • Late Invoice Calculator
  • Company Search
  • Browse by Sector
  • Browse by Region

Share Your Story

Have you experienced late payments? Share your story to help other businesses.

Submit Your Story

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell