About Pay On TimeVisit website
Pay On Time is an information resource about UK late payment legislation, run by the Credit Protection Association. They provide guidance on claiming statutory interest and compensation, plus a directory of "Payontime Supporters".
Feature Comparison
| Feature | PaymentCheck | Pay On Time |
|---|---|---|
Free basic access | Info resource | |
Official government data | ||
Payment behavior focus | Legislation focus | |
Proprietary scoring | PaymentCheck Score | |
Certification program | Enterprise & SME programs | Self-declared |
Late payment calculator | Guidance only | |
Sector benchmarking | ||
Regional benchmarking | ||
API access | ||
Monitoring alerts | Email alerts | |
Credit scoring | ||
International coverage | ||
Company financials | Via Beauhurst data | |
Director information | Via Companies House | |
Bulk reports |
Pay On Time Strengths
- Free educational resource
- Detailed late payment legislation guidance
- Payontime Supporter directory
- Run by Credit Protection Association
PaymentCheck Advantages
- Information-only, no company data
- No payment practice reports
- No scoring or analytics
- Self-declared supporter status (not verified)
- No company search functionality
Who should choose Pay On Time?
Best for learning about late payment legislation and your statutory rights.
Frequently Asked Questions
What's the difference between PaymentCheck and Pay On Time?
Pay On Time is an information resource about late payment legislation and your statutory rights. PaymentCheck is a data platform with company search, payment scores, a working calculator, and certification. Pay On Time educates, PaymentCheck provides tools.
Does PaymentCheck have a late payment calculator like Pay On Time?
Yes, PaymentCheck has a fully functional late payment calculator that automatically calculates statutory interest and compensation based on current Bank of England rates. Pay On Time provides guidance but not an automated calculator.
Should I use PaymentCheck or Pay On Time?
Use both! Pay On Time is excellent for understanding your legal rights regarding late payments. PaymentCheck lets you research companies, calculate exactly what you're owed, and helps good payers get certified.
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